Liberty National Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
East Side Branch	4619 East 12th Street, Sioux Falls, SD 57110	View Lobby Hours
Liberty National Bank	4425 Singing Hills Boulevard, Sioux City, IA 51106	View Lobby Hours
Sioux Falls Branch	3520 S Louise Ave, Sioux Falls, SD 57106	View Lobby Hours
Dakota Dunes Branch	324 Dakota Dunes Blvd, Dakota Dunes, SD 57049	View Lobby Hours
Jefferson Branch	215 Main, Jefferson, SD 57038	View Lobby Hours
Liberty National Bank Branch	1807 Highway 71 North, Okoboji, IA 51355	View Lobby Hours
Sioux Falls - Downtown Branch	133 S Main Ave, Sioux Falls, SD 57104	View Lobby Hours
North Sioux City Branch	113 Military Road, North Sioux City, SD 57049	View Lobby Hours
Elk Point Branch	112 East Main Street, Elk Point, SD 57025	View Lobby Hours
Johnston Branch	5260 Nw 86th St, Johnston, IA 50131	View Lobby Hours
Messenger Service Branch	4425 Singing Hills Boulevard, Sioux City, IA 51106	View Lobby Hours
Elk Point Messenger Service Branch	112 East Main Street, Elk Point, SD 57025	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2059741	6.685%	6.624% 0.63 points $2,006 fees	$2,049	Learn More
NMLS ID: 181106 License#: 1998387	6.705%	6.500% 0.63 points $6,946 fees	$2,023	Learn More
NMLS ID: 118653 License#: CL-118653	6.720%	6.624% 1.00 points $3,165 fees	$2,049	Learn More
NMLS ID: 1025894	6.741%	6.625% 1.00 points $3,836 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 9.000 % After Intro: 9.000 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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