Macatawa Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
815 East Main Street Branch	815 East Main Street, Zeeland, MI 49464	View Lobby Hours
Southside Holland Branch	701 Maple Avenue, Holland, MI 49423	View Lobby Hours
Eastside Branch	699 East 16th Street, Holland, MI 49423	View Lobby Hours
Cascade Branch	6330 28th Street, Grand Rapids, MI 49546	View Lobby Hours
Allendale Branch	6299 Lake Michigan Drive, Allendale, MI 49401	View Lobby Hours
Clyde Park Avenue Branch	5271 Clyde Park Avenue S.W., Wyoming, MI 49509	View Lobby Hours
Jenison East Branch	520 Baldwin, Jenison, MI 49428	View Lobby Hours
Royal Park Place Branch	500 Parkside Drive, Zeeland, MI 49464	View Lobby Hours
Northside Branch	489 Butternut Street, Holland, MI 49423	View Lobby Hours
Hamilton Branch	4758 136th Avenue, Hamilton, MI 49419	View Lobby Hours
Forest Hills Branch	4590 Cascade Road, Grand Rapids, MI 49546	View Lobby Hours
Zeeland State Street Branch	41 North State Street, Zeeland, MI 49464	View Lobby Hours
Hudsonville Branch	3526 Chicago Drive, Hudsonville, MI 49426	View Lobby Hours
Grandville Branch	3191 44th Street Sw, Grandville, MI 49418	View Lobby Hours
East Beltline Branch	3177 Knapp Street Ne, Grand Rapids, MI 49525	View Lobby Hours
Rockford Branch	2820 10 Mile Road, Rockford, MI 49341	View Lobby Hours
Walker Branch	2750 Walker Nw, Walker, MI 49544	View Lobby Hours
Grand Rapids Limited Service Office	2510 Lake Michigan Drive, Grand Rapids, MI 49504	View Lobby Hours
Burton Branch	2440 Burton Se, Grand Rapids, MI 49546	View Lobby Hours
Byron Center Branch	2261 84th Street Sw, Byron Center, MI 49315	View Lobby Hours
Jenison Branch	2020 Baldwin Street, Jenison, MI 49428	View Lobby Hours
Lakewood Boulevard Branch	20 East Lakewood Boulevard, Holland, MI 49424	View Lobby Hours
68th Street Branch	1575 68th Street, Se, Grand Rapids, MI 49508	View Lobby Hours
Grand Haven Branch	15135 Whitaker Way, Grand Haven, MI 49417	View Lobby Hours
Freedom Village Branch	145 Columbia Avenue, Holland, MI 49423	View Lobby Hours
8th Street Holland Branch	141 East 8th Street, Holland, MI 49423	View Lobby Hours
Douglas Branch	132 Blue Star Hwy,, Douglas, MI 49406	View Lobby Hours
Grand Rapids Downtown	126 Ottawa Avenue, N.W., Grand Rapids, MI 49503	View Lobby Hours
Riley Branch	12415 Riley Street, Holland, MI 49424	View Lobby Hours
Macatawa Bank	10753 Macatawa Dr, Holland, MI 49424	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.744%	5.625% 0.75 points $4,197 fees	$1,843	Learn More
NMLS ID: 399799	6.102%	6.000% 0.75 points $3,670 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Macatawa Bank, National Association - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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