Machias Savings Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Presque Isle Branch	9 Dyer Street, Presque Isle, ME 4769	View Lobby Hours
Lincoln Branch	6 Penobscot Valley Avenue, Lincoln, ME 4457	View Lobby Hours
Caribou Branch	142 Bennett Drive, Caribou, ME 4736	View Lobby Hours
Bar Harbor Branch	96 Cottage Street, Bar Harbor, ME 4609	View Lobby Hours
Ellsworth Branch	93 High Street, Ellsworth, ME 4605	View Lobby Hours
Baileyville Branch	667 Houlton Road, Suite 6, Baileyville, ME 4694	View Lobby Hours
Brewer Branch	581 Wilson Street, Brewer, ME 4412	View Lobby Hours
Machias Savings Bank	4 Center Street, Machias, ME 4654	View Lobby Hours
Columbia Branch	357 Us Highway 1, Columbia, ME 4623	View Lobby Hours
Danforth Branch	38 Depot Street, Danforth, ME 4424	View Lobby Hours
Rockland Branch	3 Glen Street, Rockland, ME 4841	View Lobby Hours
Lincoln Branch	29 Main Street, Lincoln, ME 4457	View Lobby Hours
Ellsworth State Street Branch	248 State Street, Ellsworth, ME 4605	View Lobby Hours
Calais Branch	210 North Street, Calais, ME 4619	View Lobby Hours
Houlton Branch	138 North Street, Houlton, ME 4730	View Lobby Hours
Princeton Branch	127 Main Street, Princeton, ME 4668	View Lobby Hours
Bangor Branch	1126 Hammond Street, Bangor, ME 4401	View Lobby Hours
Portland Branch	2 Union Street Suite 301, Portland, ME 4101	View Lobby Hours
Middle Street Portland Branch	193 Middle Street, Portland, ME 4101	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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