MainSource Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Fern Creek Branch	6512 Bardstown Road, Louisville, KY 40291	View Lobby Hours
Woodlawn Center Branch	295 North Hubbards Lane, Louisville, KY 40207	View Lobby Hours
Louisville Branch	293 North Hubbards Lane, Louisville, KY 40207	View Lobby Hours
Louisville Mobile Branch	293 North Hubbards Lane, Louisville, KY 40207	View Lobby Hours
Frankfort Avenue Branch	2862 Frankfort Avenue, Louisville, KY 40206	View Lobby Hours
Strathmoor Branch	2735 Bardstown Road, Louisville, KY 40205	View Lobby Hours
Middletown Branch	13704 Shelbyville Road, Louisville, KY 40245	View Lobby Hours
Anderson	7637 Beechmont Avenue, Cincinnati, OH 45255	View Lobby Hours
Roselawn	7615 Reading Rd, Cincinnati, OH 45237	View Lobby Hours
Bridgetown	6060 Bridgetown Rd., Cincinnati, OH 45248	View Lobby Hours
Delhi	585 Anderson Ferry Road, Cincinnati, OH 45238	View Lobby Hours
Western Hills	5791 Glenway Ave, Cincinnati, OH 45238	View Lobby Hours
Monfort Heights	5550 Cheviot Road, Cincinnati, OH 45239	View Lobby Hours
Cheviot	3723 Glenmore Ave, Cincinnati, OH 45211	View Lobby Hours
O'bryonville	2000 Madison Road, Cincinnati, OH 45208	View Lobby Hours
Sharonville	11186 Reading Rd, Cincinnati, OH 45241	View Lobby Hours
Forest Park	1100 W Kemper Rd, Cincinnati, OH 45240	View Lobby Hours
Aurora	104 E Link's Way, Aurora, IN 47001	View Lobby Hours
Dent	6300 Harrison Avenue, Cincinnati, OH 45247	View Lobby Hours
Hyde Park	3442 Edwards Road, Cincinnati, OH 45208	View Lobby Hours
Harrison	10425 Harrison Avenue, Harrison, OH 45030	View Lobby Hours
Bright	24004 Stateline Road, Lawrenceburg, IN 47025	View Lobby Hours
West Harrison	111 North State Street, West Harrison, IN 47060	View Lobby Hours
Brookville	9014 State Road 101, Brookville, IN 47012	View Lobby Hours
Clayton	8265 North Main Street, Dayton, OH 45415	View Lobby Hours
Columbus Downtown Drive Thru	803 Washington Street, Columbus, IN 47201	View Lobby Hours
Georgetown	7700 State Road 64, Georgetown, IN 47122	View Lobby Hours
Galena	6671 Highway 150, Floyds Knobs, IN 47119	View Lobby Hours
Troy Main	635 South Market Street, Troy, OH 45373	View Lobby Hours
New Castle	600 South Memorial Drive, New Castle, IN 47362	View Lobby Hours
Franklin	597 Banta Street, Franklin, IN 46131	View Lobby Hours
Hobart	555 East Third Street, Hobart, IN 46342	View Lobby Hours
Columbus Downtown	529 Washington Street, Suite 100, Columbus, IN 47201	View Lobby Hours
North Vernon	521 North State Street, North Vernon, IN 47265	View Lobby Hours
North Madison	501 Clifty Drive, Madison, IN 47250	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 65506	5.862%	5.750% 0.88 points $3,975 fees	$1,868	Learn More
NMLS ID: 613839	5.878%	5.750% 0.88 points $4,489 fees	$1,868	Learn More
NMLS ID: 1067	5.950%	5.875% 0.75 points $2,579 fees	$1,893	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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