Mercantile Bank - Nationwide Branches

View Mercantile Bank overview page →

Branch	Address	View Lobby Hours
Holland Branch	880 E 16th Street, Holland, MI 49423	View Lobby Hours
Wyoming Branch	5610 Byron Center Avenue, Wyoming, MI 49509	View Lobby Hours
Kentwood Branch	4860 Broadmoor Avenue S.E., Kentwood, MI 49512	View Lobby Hours
Alpine Avenue Branch	4613 Alpine Avenue Nw, Grand Rapids, MI 49504	View Lobby Hours
East Lansing Branch	3737 Coolidge Road, East Lansing, MI 48823	View Lobby Hours
Knapp Street Branch	3156 Knapp Street, Ne, Grand Rapids, MI 49525	View Lobby Hours
Mercantile Bank Of Michigan	310 Leonard Street Nw, Grand Rapids, MI 49504	View Lobby Hours
Paw Paw Branch	900 East Michigan Avenue, Paw Paw, MI 49079	View Lobby Hours
Portage Branch	6405 South Westnedge Avenue, Portage, MI 49002	View Lobby Hours
Woodbridge Branch	3910 W. Centre Ave, Portage, MI 49024	View Lobby Hours
Oakland Drive Branch	2925 Oakland Drive, Kalamazoo, MI 49008	View Lobby Hours
West Michigan Avenue Branch	107 West Michigan Avenue, Kalamazoo, MI 49007	View Lobby Hours
Boon Road Branch	8851 East 34 Road, Cadillac, MI 49601	View Lobby Hours
M-46 Drive-In Branch	9531 North Greenville Road, Lakeview, MI 48850	View Lobby Hours
Belding Branch	9344 West Belding Road, Otisco Township, MI 48809	View Lobby Hours
Vestaburg Branch	8846 Third Street, Vestaburg, MI 48891	View Lobby Hours
Howard City Branch	830 West Shaw Street, Howard City, MI 49329	View Lobby Hours
Clare Branch	806 Mcewan Street, Clare, MI 48617	View Lobby Hours
Northtown Branch	7300 N. Alger Road, Alma, MI 48801	View Lobby Hours
Lakeview Branch	506 South Lincoln Avenue, Lakeview, MI 48850	View Lobby Hours
Rose City Branch	505 South Bennett Street, Rose City, MI 48654	View Lobby Hours
Pickard Branch	4699 East Pickard Road, Mount Pleasant, MI 48858	View Lobby Hours
Firstbank-West Branch Bank Branch	502 West Houghton Avenue, West Branch, MI 48661	View Lobby Hours
Hale Branch	3281 M-65, Hale, MI 48739	View Lobby Hours
Firstbank-Alma Bank Branch	311 Woodworth Avenue, Alma, MI 48801	View Lobby Hours
Firstbank - West Michigan Bank Branc	302 West Main Street, Ionia, MI 48846	View Lobby Hours
Southside Branch	2600 South State Road, Berlin Township, MI 48846	View Lobby Hours
Lowell Branch	2601 West Main Street, Lowell, MI 49331	View Lobby Hours
Shepherd Branch	258 West Wright Avenue, Shepherd, MI 48883	View Lobby Hours
Drive-In Branch	230 Woodworth Avenue, Alma, MI 48801	View Lobby Hours
Ithaca Branch	219 East Center Street, Ithaca, MI 48847	View Lobby Hours
2087 South M-76 Branch	2087 South M-76, West Branch, MI 48661	View Lobby Hours
St. Helen Branch	2040 North St. Helen Road, St. Helen, MI 48656	View Lobby Hours
Mission Branch	2015 South Mission, Mount Pleasant, MI 48858	View Lobby Hours
Dexter Drive-In Branch	202 North Dexter Street, Ionia, MI 48846	View Lobby Hours

«
Page 1 of 2
2
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.851%	5.750% 0.50 points $3,518 fees	$1,868	Learn More
NMLS ID: 399799	6.117%	6.000% 0.88 points $4,169 fees	$1,919	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances