MidSouth Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Mansfield Branch	U.S. Highway 84 West, Mansfield, LA 71052	View Lobby Hours
Greenwood Branch	8360 West 70th Street, Greenwood, LA 71033	View Lobby Hours
Zwolle Branch	Obrie And Hammond Streets, Zwolle, LA 71486	View Lobby Hours
Opelousas Branch	930 South Union Street, Opelousas, LA 70570	View Lobby Hours
Robeline Branch	8994 Texas Street, Robeline, LA 71469	View Lobby Hours
Many Main Branch	880 San Antonio Ave, Many, LA 71449	View Lobby Hours
Lakeshore Drive Branch	831 Lake Shore Drive, Lake Charles, LA 70601	View Lobby Hours
Carencro Branch	800 Veterans Drive, Carencro, LA 70520	View Lobby Hours
Towne Center Branch	6919 Corporate Blvd, Baton Rouge, LA 70809	View Lobby Hours
Magnolia Branch	6311-A Fm 1488, Magnolia, TX 77354	View Lobby Hours
Siegen Branch	6677 Siegen Lane, Baton Rouge, LA 70809	View Lobby Hours
East Admiral Doyle Branch	631 East Admiral Doyle, New Iberia, LA 70560	View Lobby Hours
Jones Creek Branch	6031 Jones Creek, Baton Rouge, LA 70816	View Lobby Hours
Richmond Road Branch	5602 Richmond Road, Texarkana, TX 75503	View Lobby Hours
Dowlen Branch	555 North Dowlen Road, Beaumont, TX 77706	View Lobby Hours
Breaux Bridge Branch	485 Mills Avenue, Breaux Bridge, LA 70517	View Lobby Hours
Lake Charles Branch	4251 Nelson Road, Lake Charles, LA 70605	View Lobby Hours
Sibley Lake Branch	4115 Highway 6, Natchitoches, LA 71457	View Lobby Hours
Super 1 - Ambassador Caffery Branch	3747 Ambassador Caffery, Lafayette, LA 70503	View Lobby Hours
Commerce/Energy Branch	3730 Ambassador Caffery Parkway, Lafayette, LA 70505	View Lobby Hours
Johnston St Branch	3601 Johnston St, Lafayette, LA 70501	View Lobby Hours
Ave A Branch	3200 Avenue A, Beaumont, TX 77705	View Lobby Hours
Oil Center Branch	320 Heyman Boulevard, Lafayette, LA 70503	View Lobby Hours
Thibodaux Branch	317 N Canal Blvd, Thibodaux, LA 70301	View Lobby Hours
315 Royal Street Branch	315 Royal Street, Natchitoches, LA 71457	View Lobby Hours
Mesquite Branch	2828 North Galloway, Mesquite, TX 75150	View Lobby Hours
Sherwood Forest Branch	2927 Sherwood Forest Blvd, Baton Rouge, LA 70816	View Lobby Hours
Moss Street Branch	2805 Moss Street, Lafayette, LA 70501	View Lobby Hours
Bonne Terre Branch	2309 Old Jeanerette Road, New Iberia, LA 70560	View Lobby Hours
Caffery Branch	2218 Ambassador Caffery, Lafayette, LA 70506	View Lobby Hours
Conroe Branch	2101 N. Loop 336 W., Conroe, TX 77304	View Lobby Hours
Pinhook Branch	2014 Pinhook Road, Lafayette, LA 70508	View Lobby Hours
St. Martinville Branch	200 West Port Street, St. Martinville, LA 70582	View Lobby Hours
College Station Branch	1912 Texas Avenue S., College Station, TX 77840	View Lobby Hours
Dallas Branch	18333 Preston Road, Suite 100, Dallas, TX 75252	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.772%	5.625% 1.00 points $5,166 fees	$1,843	Learn More
NMLS ID: 399799	6.102%	6.000% 0.75 points $3,676 fees	$1,919	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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