NBT Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Plattsburgh Branch	83 Margaret Street, Plattsburgh, NY 12901	View Lobby Hours
Manlius Branch	8270 Cazenovia Road Rte 92, Manlius, NY 13104	View Lobby Hours
Radisson Branch	8260 Willett Parkway, Baldwinsville, NY 13027	View Lobby Hours
Taylor Branch	801 South Main Street, Taylor, PA 18517	View Lobby Hours
Albany Financial Center Branch	80 Wolf Road, Albany, NY 12205	View Lobby Hours
Greene Branch	80 South Chenango Street, Greene, NY 13778	View Lobby Hours
Manchester Branch	80 Canal Street, Manchester, NH 3101	View Lobby Hours
Portsmouth Branch	100 Market Street Suite 201, Portsmouth, NH 3801	View Lobby Hours
Lee Branch	76 Park Street, Lee, MA 1238	View Lobby Hours
Pulaski Branch	7577-79 Jefferson Street, Pulaski, NY 13142	View Lobby Hours
Dickson City Branch	736 Main Street, Dickson City, PA 18519	View Lobby Hours
Oneonta Southside Branch	733 State Hwy 28, Oneonta, NY 13820	View Lobby Hours
Margaretville Branch	723 Main Street, Margaretville, NY 12455	View Lobby Hours
Latham Branch	703 Troy-Schenectady Road, Latham, NY 12110	View Lobby Hours
North Syracuse Branch	700 North Main Street, North Syracuse, NY 13212	View Lobby Hours
Great Barrington Branch	700 Main Street, Great Barrington, MA 1230	View Lobby Hours
Cobleskill Branch	691 East Main Street, Cobleskill, NY 12043	View Lobby Hours
Eynon Branch	685 Scranton/Carbondale Hwy, Eynon, PA 18403	View Lobby Hours
East Syracuse Branch	6563 Weighlock Drive, De Witt, NY 13214	View Lobby Hours
Potsdam Branch	6554 State Highway 56, Potsdam, NY 13676	View Lobby Hours
Cortland Branch	65 Main Street, Cortland, NY 13045	View Lobby Hours
Sherrill Branch	628 Sherrill Road, Sherrill, NY 13461	View Lobby Hours
Cooperstown Pioneer Street Branch	62 Pioneer Street, Cooperstown, NY 13326	View Lobby Hours
Pittsfield Branch	609 Merrill Road, Pittsfield, MA 1201	View Lobby Hours
Lenox Branch	5910 Pa-92, Kingsley, PA 18826	View Lobby Hours
Hamlin Corner Branch	575 Easton Turnpike, Hamlin, PA 18427	View Lobby Hours
South Plaza Branch	5632 State Hwy 12, Norwich, NY 13815	View Lobby Hours
Oneonta Eastside Branch	5582 State Hwy 7, Eastside, Town Of Oneonta, NY 13820	View Lobby Hours
Albany State Street Branch	54 State Street, Albany, NY 12207	View Lobby Hours
Camillus Branch	5390 West Genesee Street, Camillus, NY 13031	View Lobby Hours
Norfolk Branch	53 West Main Street, Norfolk, NY 13667	View Lobby Hours
Nbt Bank, National Association	52 South Broad Street, Norwich, NY 13815	View Lobby Hours
Ellenburg Branch	5084 Route 11, Ellenburg Depot, NY 12935	View Lobby Hours
Bartonsville Branch	5009 Windsor Dr, Bartonsville, PA 18321	View Lobby Hours
Mayfield Branch	500 Lackawanna Avenue, Mayfield, PA 18433	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.770%	6.625% 0.88 points $4,795 fees	$2,049	Learn More
NMLS ID: 3030		points fees		Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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