New Era Bank - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Bonne Terre Branch
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2 E School St, Bonne Terre, MO 63628 |
View Lobby Hours
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Farmington Branch
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1040 E Karsch Blvd, Farmington, MO 63640 |
View Lobby Hours
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Walk-Up-drive-in Branch
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509 West Main Street, Fredericktown, MO 63645 |
View Lobby Hours
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Junction City Facility
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State Highways 72 And 00, Junction City, MO 63645 |
View Lobby Hours
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207 W Main St Branch
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301 West Main, Park Hills, MO 63601 |
View Lobby Hours
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Farmington Branch
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11 East Liberty Street, Farmington, MO 63640 |
View Lobby Hours
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New Era Bank
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101 South Mine La Motte, Fredericktown, MO 63645 |
View Lobby Hours
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Desloge Branch
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1101 N. Desloge Dr, Desloge, MO 63601 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 1025894
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6.209%
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6.125%
0.63 points
$2,879 fees
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$1,945
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NMLS ID: 491986
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fees
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NMLS ID: 491986
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points
fees
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Featured - Home Equity Line Of Credit Rates 2025
Upstart Home Lending
See Table
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Intro APR
6.520 %
After Intro:
6.520 %
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$20,800
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Learn More
More Info
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1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873
- As low as 6.52% APR on your initial draw*
- Get your money up to 10x faster than the industry standard**
- Fixed rate on each draw**
- No paperwork needed to apply
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Achieve Loans
See Table
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Intro APR
6.740 %
After Intro:
6.740 %
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$0
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Learn More
More Info
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Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity.
- Competitive rates, Pre-qualify in minutes
- Mortgage Advisors standing by to help find the best solution
- Flexible terms with fast funding
- Minimum credit score: 600
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Valley Strong Credit Union
See Table
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Intro APR
6.850 %
After Intro:
6.850 %
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$15,000
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Learn More
More Info
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Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
- Get your offer in 5 minutes and funding in as few as 5 days
- Personalized banking solutions to help reach your financial goals
- Up to $400K
- Terms of 10,15, or 30 years
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