Northfield Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Denow Road Branch	802 Denow Road, Pennington, NJ 8534	View Lobby Hours
Flemington Branch	56 Main Street, Flemington, NJ 8822	View Lobby Hours
Pennington Branch	4 Route 31 South, Pennington, NJ 8534	View Lobby Hours
Quakerbridge Office Branch	3800 Quakerbridge Road, Hamilton, NJ 8619	View Lobby Hours
Pittstown Branch	353 Pittstown Road, Pittstown, NJ 8867	View Lobby Hours
County Line Branch	280 Route 31, Hopewell, NJ 8525	View Lobby Hours
Ewing Branch	180 Scotch Road, Ewing, NJ 8628	View Lobby Hours
Princeton Branch	11 State Road, Princeton, NJ 8540	View Lobby Hours
1080 Olde York Road	1080 Olde York Road, Ringoes, NJ 8551	View Lobby Hours
Bay Ridge Branch	8512 Third Avenue, Brooklyn, NY 11209	View Lobby Hours
Westfield Branch	828 South Avenue W, Westfield, NJ 7090	View Lobby Hours
Pleasant Plains Branch	6420 Amboy Road, Staten Island, NY 10309	View Lobby Hours
Brunswick Square Mall Rte 18 Branch	755 State Highway 18, East Brunswick, NJ 8816	View Lobby Hours
Bensonhurst Branch	6410 18th Avenue, Brooklyn, NY 11204	View Lobby Hours
Woodbridge Branch	624 Main Street, Woodbridge, NJ 7095	View Lobby Hours
Prince's Bay	5775 Amboy Road, Staten Island, NY 10309	View Lobby Hours
West Brighton Branch	519 Forest Ave, Staten Island, NY 10310	View Lobby Hours
518 Brighton Beach Avenue Branch	518 Brighton Beach Avenue, New York City, NY 11235	View Lobby Hours
Linden Branch	501 North Wood Avenue, Linden, NJ 7036	View Lobby Hours
Eltingville Branch	4355 Amboy Road, Staten Island, NY 10312	View Lobby Hours
Boro Park Branch	4602 13th Ave, Brooklyn, NY 11219	View Lobby Hours
Bay Street Branch	385 Bay Street, Staten Island, NY 10301	View Lobby Hours
Milltown Branch	336 Ryders Lane, Milltown, NJ 8850	View Lobby Hours
Greenridge Branch	3227 Richmond Ave, Staten Island, NY 10312	View Lobby Hours
King Highway West	283 Kings Hwy, Brooklyn, NY 11223	View Lobby Hours
New Dorp Branch	2706 Hylan Blvd, Staten Island, NY 10306	View Lobby Hours
Gravesend Branch	247 Avenue U, Brooklyn, NY 11223	View Lobby Hours
Flatbush Branch	24 Hillel Place, Brooklyn, NY 11210	View Lobby Hours
Monroe Branch	1600 Perrinville Road, Monroe, NJ 8831	View Lobby Hours
Northfield Bank	1731 Victory Boulevard, Staten Island, NY 10314	View Lobby Hours
Rahway Branch	1515 Irving St, Rahway, NJ 7065	View Lobby Hours
Dyker Heights Branch	1501 86th Street, Brooklyn, NY 11228	View Lobby Hours
Bulls Head	1497 Richmond Avenue, Staten Island, NY 10314	View Lobby Hours
Forest Avenue Branch	1481 Forest Avenue, Staten Island, NY 10302	View Lobby Hours
Avenel Branch	1410 St Georges Avenue, Avenel, NJ 7001	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.893%	5.750% 1.00 points $5,006 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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