NorthStar Bank - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Armstrong Branch
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403 4th Avenue, Armstrong, IA 50514 |
View Lobby Hours
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Estherville - Downtown Driveup
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508 1st Ave N, Estherville, IA 51334 |
View Lobby Hours
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Northstar Bank
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2202 Central Avenue, Estherville, IA 51334 |
View Lobby Hours
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Ringsted Branch
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114 Maple Street, Ringsted, IA 50578 |
View Lobby Hours
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Estherville Branch
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101 North 6th Street, Estherville, IA 51334 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 1025894
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6.228%
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6.125%
0.88 points
$3,506 fees
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$1,945
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NMLS ID: 6606
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6.331%
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6.240%
1.00 points
$3,094 fees
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$1,969
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NMLS ID: 491986
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points
fees
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Featured - Home Equity Line Of Credit Rates 2025
PenFed Credit Union
See Table
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0.000 %
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$0
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More Info
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Interest-only payments during the 10-year draw period
- Loans Amounts from $25,000 - $500,000.
- Get a HELOC from PenFed to Put Your Home Equity to Work.
- HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
- Home Equity Line of Credit - Equal Housing Lender.
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Upstart Home Lending
See Table
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Intro APR
6.520 %
After Intro:
6.520 %
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$20,800
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More Info
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1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873
- As low as 6.52% APR on your initial draw*
- Get your money up to 10x faster than the industry standard**
- Fixed rate on each draw**
- No paperwork needed to apply
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Valley Strong Credit Union
See Table
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Intro APR
6.850 %
After Intro:
6.850 %
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$15,000
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More Info
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Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
- Get your offer in 5 minutes and funding in as few as 5 days
- Personalized banking solutions to help reach your financial goals
- Up to $400K
- Terms of 10,15, or 30 years
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Third Federal Savings and Loan
See Table
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Intro APR
6.990 %
After Intro:
6.990 %
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$0
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More Info
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Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
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