Northwest Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Cook Avenue	4525 Buffalo Road, Erie, PA 16510	View Lobby Hours
Mount Lebanon	437 Cochran Road, Mount Lebanon, PA 15228	View Lobby Hours
Smethport	428 West Main Street, Smethport, PA 16749	View Lobby Hours
Bridgeville	431 Washington Avenue, Bridgeville, PA 15017	View Lobby Hours
Harborcreek	4270 East Lake Road, Erie, PA 16511	View Lobby Hours
Curwensville	426 State Street, Curwensville, PA 16833	View Lobby Hours
Sewickley	414 Beaver Street, Sewickley, PA 15143	View Lobby Hours
Johnsonburg Plaza	410 Wilcox Road, Johnsonburg, PA 15845	View Lobby Hours
Warren Commons	400 Jackson Run Road, Warren, PA 16365	View Lobby Hours
Union City Ii	4 Perry Street, Union City, PA 16438	View Lobby Hours
St Marys	39 South St. Marys Street, Saint Marys, PA 15857	View Lobby Hours
Hershey - Cherry Drive	370 West Governor Road, Hershey, PA 17033	View Lobby Hours
Stonybrook	3649 East Market Street, York, PA 17402	View Lobby Hours
Kane Drive-Up	355 Biddle Street, Kane, PA 16735	View Lobby Hours
Union Road	3517 Union Road, Cheektowaga, NY 14225	View Lobby Hours
Columbia	350 Locust Street, Columbia, PA 17512	View Lobby Hours
Wampum	342 Main Street, Wampum, PA 16157	View Lobby Hours
North East	35 East Main Street, North East, PA 16428	View Lobby Hours
34th & Liberty	3407 Liberty Street, Erie, PA 16508	View Lobby Hours
Bradford	33 Main Street, Bradford, PA 16701	View Lobby Hours
Titusville Drive-Up	319 West Central Avenue, Titusville, PA 16354	View Lobby Hours
Amherst	3150 Sheridan Drive, Amherst, NY 14226	View Lobby Hours
York - Cape Horn/Red Lion	3140 Cape Horn Road, Red Lion, PA 17356	View Lobby Hours
Lakewood	311 East Fairmount Avenue, Lakewood, NY 14750	View Lobby Hours
Coudersport	302 North East Street, Coudersport, PA 16915	View Lobby Hours
New Bethlehem	301 Broad Street, New Bethlehem, PA 16242	View Lobby Hours
Galeton	30 West Street, Galeton, PA 16922	View Lobby Hours
Geneva	30 East Main Street, Geneva, OH 44041	View Lobby Hours
Ellicott Square	295 Main Street, Buffalo, NY 14203	View Lobby Hours
Kenmore	2981 Delaware Avenue, Kenmore, NY 14217	View Lobby Hours
Mayville	29 South Erie Street, Mayville, NY 14757	View Lobby Hours
K-Mart West	2863 West 26th St, Erie, PA 16506	View Lobby Hours
North Tonawanda	275 Meadow Drive, North Tonawanda, NY 14120	View Lobby Hours
276 Peters Township Branch	3380 Washington Road, Canonsburg, PA 15317	View Lobby Hours
Loyalsock	2502 East Third Street, Williamsport, PA 17701	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.893%	5.750% 1.00 points $5,006 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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