Ocean Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
West Flagler Branch	8700 West Flagler Street, Miami, FL 33144	View Lobby Hours
Bird Road Branch	7951 S.W. 40th Street, Miami, FL 33140	View Lobby Hours
Palm Spring Branch	790 West 49th Street, Hialeah, FL 33012	View Lobby Hours
Airport West Branch	7650 N.W. 25th Street, Miami, FL 33122	View Lobby Hours
Ocean Bank	780 N.W. 42nd Avenue, Miami, FL 33126	View Lobby Hours
Miami Lakes Branch	7455 Miami Lakes Drive, Miami Lakes, FL 33014	View Lobby Hours
Taft Street Branch	6775 Taft Street, Hollywood, FL 33024	View Lobby Hours
Eighth Street Branch	6600 S.W. 8th Street, West Miami, FL 33144	View Lobby Hours
Miami Beach Branch	501 41st Street, Miami Beach, FL 33140	View Lobby Hours
Weston Branch	2300 Weston Road, Weston, FL 33326	View Lobby Hours
Coral Gables Branch	2655 Le Jeune Road, Coral Gables, FL 33134	View Lobby Hours
Embassy Lakes Branch	2581 Hiatus Road, Cooper City, FL 33026	View Lobby Hours
Doral Branch	2500 N.W. 97th Avenue, Suite 100, Doral, FL 33172	View Lobby Hours
Downtown Miami Branch	165 Southeast 1st Street, Miami, FL 33131	View Lobby Hours
Downtown Fort Lauderdale Branch	200 Northeast 3rd Avenue, Fort Lauderdale, FL 33301	View Lobby Hours
Miller Branch	14702 Southwest 56th Street, Miami, FL 33175	View Lobby Hours
Hialeah Branch	1801 West Fourth Avenue, Hialeah, FL 33010	View Lobby Hours
Coral Way Branch	12005 26th Street, S.W., Miami, FL 33175	View Lobby Hours
Kendall Drive Branch	10950 North Kendall Drive, Miami, FL 33176	View Lobby Hours
Brickell Branch	1000 Brickell Avenue, Miami, FL 33126	View Lobby Hours
Pinecrest Branch	13593 South Dixie Highway, Pinecrest, FL 33156	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Ocean Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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