OceanFirst Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Whiting Branch	400 Lacey Road, Whiting, NJ 8759	View Lobby Hours
Adamston Road Branch	385 Adamston Road, Brick, NJ 8723	View Lobby Hours
Brick Branch	321 Chambers Bridge Road, Brick, NJ 8723	View Lobby Hours
Route 88 Branch	3100 Route 88, Point Pleasant Boro, NJ 8742	View Lobby Hours
Freehold Marketplace Branch	308 West Main Street, Freehold, NJ 7728	View Lobby Hours
Jackson Branch	260 N. County Line Road, Jackson, NJ 8527	View Lobby Hours
Spring Lake Heights Branch	2401 Route 71, Spring Lake, NJ 7762	View Lobby Hours
Wall Branch	2445 Route 34, Manasquan, NJ 8736	View Lobby Hours
Pt Pleasant Boro Branch	2400 Bridge Avenue, Point Pleasant, NJ 8742	View Lobby Hours
Manahawkin Branch	205 Route 72 West, Manahawkin, NJ 8050	View Lobby Hours
Concordia Branch	1600 Perrineville Road, Monroe Township, NJ 8831	View Lobby Hours
Lake Ridge Branch	147 Route 70, Suite 1, Toms River, NJ 8755	View Lobby Hours
Jake Brown Plaza Branch	2331 County Road 516, Old Bridge, NJ 8857	View Lobby Hours
Medford Branch	99 Hartford Road, Medford, NJ 8055	View Lobby Hours
Weymouth Branch	903 Boulevard, Rte. 50, Weymouth Township, NJ 8330	View Lobby Hours
Evesham Branch	741 Route 73 S, Marlton, NJ 8053	View Lobby Hours
Ventnor South Branch	7319 Ventnor Avenue, Ventnor City, NJ 8406	View Lobby Hours
Collingswood Branch	627 Haddon Ave, Collingswood, NJ 8108	View Lobby Hours
Shrewsbury Branch	541 Sycamore Avenue, Shrewsbury, NJ 7702	View Lobby Hours
Linwood Branch	599 New Road And Maple Avenue, Linwood, NJ 8221	View Lobby Hours
Tuckerton Branch	540 Route 9 South, Tuckerton, NJ 8087	View Lobby Hours
Manahawkin Branch	525 Rte 72 East, Manahawkin, NJ 8050	View Lobby Hours
Lanoka Harbor	504 Ushy 9, Lanoka Harbor, NJ 8734	View Lobby Hours
Turnersville Branch	4651 Route 42, Turnersville, NJ 8012	View Lobby Hours
Atlantic City South Branch	4201 Ventnor Avenue -05, Atlantic City, NJ 8401	View Lobby Hours
Hamilton Square Branch	411 Route 33, Trenton, NJ 8619	View Lobby Hours
4th & Landis Branch	401 Landis Avenue, Vineland, NJ 8360	View Lobby Hours
Colts Neck Branch	400 Route 34, Colts Neck, NJ 7722	View Lobby Hours
Lenola Road Branch	380 South Lenola Road, Maple Shade, NJ 8052	View Lobby Hours
Northfield Branch	376 Tilton Road, Northfield, NJ 8225	View Lobby Hours
Freehold Main Office	3535 Highway 9 North, Freehold Township, NJ 7728	View Lobby Hours
Kendall Park Branch	3534 Rt. 27, Kendall Park, NJ 8824	View Lobby Hours
Logan Township Branch	303 Village Center Drive, Logan Township, NJ 8085	View Lobby Hours
Matawan Branch	267 Main Street, Matawan, NJ 7747	View Lobby Hours
Wall Township	2440 Highway 34 South, Manasquan, NJ 8736	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.870%	5.750% 0.63 points $4,187 fees	$1,868	Learn More
NMLS ID: 613839	5.878%	5.750% 0.88 points $4,489 fees	$1,868	Learn More
NMLS ID: 399799	6.127%	6.000% 1.00 points $4,527 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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