Old Second National Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Sugar Grove Branch	Cross Street At Illinois Route 47, Sugar Grove, IL 60554	View Lobby Hours
Joliet Branch	850 Essington, Joliet, IL 60435	View Lobby Hours
St. Charles Branch	801 S. Kirk Road, Saint Charles, IL 60174	View Lobby Hours
Elburn Branch	749 North Main Street, Elburn, IL 60119	View Lobby Hours
Plano West Branch	7050 Burroughs Avenue, Plano, IL 60545	View Lobby Hours
West Aurora-Redwood Drive Branch	555 Redwood Drive, Aurora, IL 60506	View Lobby Hours
Wasco Branch	40w 422 Il-64, Wasco, IL 60183	View Lobby Hours
Fox Valley Center Branch	4080 Fox Valley Center Drive, Aurora, IL 60504	View Lobby Hours
Old Second National Bank	37-39 South River Street, Aurora, IL 60506	View Lobby Hours
Elgin-Route 20 Branch	3290 Us Highway 20 And Nesler Road, Elgin, IL 60123	View Lobby Hours
Ottawa Branch	323 East Norris Drive, Ottawa, IL 61350	View Lobby Hours
Lisle/Naperville Branch	3101 Ogden Road, Lisle, IL 60532	View Lobby Hours
Countryside Branch	26 West Countryside Parkway, Yorkville, IL 60560	View Lobby Hours
Frankfort Branch	20201 South La Grange Road, Frankfort, IL 60423	View Lobby Hours
North Aurora Branch	200 West John Street, North Aurora, IL 60542	View Lobby Hours
Kaneville Branch	2s101 Harter Road, Kaneville, IL 60144	View Lobby Hours
Chicago Heights Branch	195 West Joe Orr Road, Chicago Heights, IL 60411	View Lobby Hours
Burlington Branch	194 South Main Street, Burlington, IL 60109	View Lobby Hours
Sycamore Branch	1810 Dekalb Avenue, Sycamore, IL 60178	View Lobby Hours
Farnsworth Branch	1350 North Farnsworth Avenue, Aurora, IL 60505	View Lobby Hours
Orchard Branch	1230 N. Orchard Road, Aurora, IL 60506	View Lobby Hours
Oswego Branch	1200 Douglas Road, Oswego, IL 60543	View Lobby Hours
Maple Park	1100 South County Line Road, Maple Park, IL 60151	View Lobby Hours
Old Second Batavia Branch	1991 West Wilson Street, Batavia, IL 60510	View Lobby Hours
Downtown Chicago Branch	333 West Wacker Drive, Suite 710, Chicago, IL 60606	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.772%	5.625% 1.00 points $5,166 fees	$1,843	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Old Second National Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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