Opportunity Bank of Montana - Nationwide Branches

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Branch	Address	View Lobby Hours
First Community Bank	540 Second Avenue South, Glasgow, MT 59230	View Lobby Hours
Ashland Branch	300 Main St, Ashland, MT 59003	View Lobby Hours
Helena Branch	2987 Prospect Ave, Helena, MT 59601	View Lobby Hours
Wolf Point Branch	215 3rd Ave S, Wolf Point, MT 59201	View Lobby Hours
Culbertson Branch	205 Broadway Avenue, Culbertson, MT 59218	View Lobby Hours
Hinsdale Branch	203 Montana St, Hinsdale, MT 59241	View Lobby Hours
Three Forks Branch	120 So Montana Street, Three Forks, MT 59752	View Lobby Hours
Froid Branch	109 Main Street, Froid, MT 59226	View Lobby Hours
711 S. 1st Street Branch	711 S. 1st Street, Hamilton, MT 59840	View Lobby Hours
Bozeman Main Street Branch	237 West Main Street, Bozeman, MT 59715	View Lobby Hours
Billings Branch	455 South 24th Street, Billings, MT 59108	View Lobby Hours
416 Broadway Branch	416 Broadway, Townsend, MT 59644	View Lobby Hours
3401 Harrison Branch	3401 Harrison, Butte, MT 59701	View Lobby Hours
28 Neill Avenue Branch	28 Neill Avenue, Helena, MT 59601	View Lobby Hours
Cromwell Dixon Ln Branch	2090 Cromwell Dixon Ln, Helena, MT 59602	View Lobby Hours
Missoula-Downtown Branch	200 North Higgins, Missoula, MT 59802	View Lobby Hours
Bozeman Branch	1455 West Oak Street, Bozeman, MT 59715	View Lobby Hours
Missoula-Reserve Street Branch	1510 S Reserve Street, Missoula, MT 59801	View Lobby Hours
Opportunity Bank Of Montana	1400 Prospect Avenue, Helena, MT 59601	View Lobby Hours
Livingston Branch	123 South Main St, Livingston, MT 59047	View Lobby Hours
Big Timber Branch	101 Mcleod Street, Big Timber, MT 59011	View Lobby Hours
Twin Bridges Branch	107 South Main Street, Twin Bridges, MT 59754	View Lobby Hours
Sheridan Office Branch	103 North Main Street, Sheridan, MT 59749	View Lobby Hours
Great Falls Branch	120 First Ave North Suite 201, Great Falls, MT 59401	View Lobby Hours
Billings Heights Branch	895 Main Street, Ste 1, Billings, MT 59105	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.366%	6.250% 0.88 points $3,930 fees	$1,971	Learn More
NMLS ID: 2592312 License#: MC-7884	6.470%	6.375% 1.00 points $3,200 fees	$1,997	Learn More
NMLS ID: 292473	6.484%	6.375% 0.50 points $3,669 fees	$1,997	Learn More
NMLS ID: 2559614 License#: MC-7844	6.584%	6.500% 0.88 points $2,800 fees	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.150 % After Intro: 7.150 %	$15,000	Learn More More Info
Available APRs range from 6.70% - 14.65%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Opportunity Bank of Montana - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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