Oregon Coast Bank - Nationwide Branches
| Branch | Address | View Lobby Hours |
|
Oregon Coast Bank
|
909 Se Bay Boulevard, Newport, OR 97365 |
View Lobby Hours
|
|
Pacific City Branch
|
35940 Airport Way, Pacific City, OR 97135 |
View Lobby Hours
|
|
Toledo Branch
|
305 Nw First St, Toledo, OR 97391 |
View Lobby Hours
|
|
Waldport Branch
|
285 Nw Maple Street, Waldport, OR 97394 |
View Lobby Hours
|
|
Lincoln City Branch
|
1298 Sw Harbor Ave, Lincoln City, OR 97367 |
View Lobby Hours
|
|
Tillamook Branch
|
2211 North Highway 101, Tillamook, OR 97141 |
View Lobby Hours
|
Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 292473
|
6.020%
|
5.875%
1.00 points
$5,045 fees
|
$1,893
|
Learn More
|
NMLS ID: 613839
|
6.269%
|
6.125%
1.00 points
$4,918 fees
|
$1,945
|
Learn More
|
NMLS ID: 401822
|
6.403%
|
6.250%
1.00 points
$5,195 fees
|
$1,971
|
Learn More
|
NMLS ID: 399799
|
6.463%
|
6.375%
0.50 points
$3,104 fees
|
$1,997
|
Learn More
|
Featured - Home Equity Line Of Credit Rates 2025
Third Federal Savings and Loan
See Table
|
Intro APR
6.990 %
After Intro:
6.990 %
|
$0
|
Learn More
More Info
|
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
|
Four Leaf Federal Credit Union
See Table
|
Intro APR
6.490 %
After Intro:
7.750 %
Intro Period: 12 months
|
$25,000
|
Learn More
More Info
|
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account.
Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value.
If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate.
The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000.
- Tap into your home's equity & access the funds you need with a HELOC
- Apply online or speak with a specialist
- No application, origination & appraisal fees on lines up to $500K[3]
- On average, access funds within 35 days[5]
|