Oritani Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
1 Spring Valley Ave Branch	One Spring Valley Ave, Hackensack, NJ 7601	View Lobby Hours
New Milford Branch	900 River Rd, New Milford, NJ 7646	View Lobby Hours
Clifton Branch	859 Clifton Avenue, Suite H, Clifton, NJ 7013	View Lobby Hours
7225 Broadway Branch	7225 Broadway, North Bergen, NJ 7047	View Lobby Hours
Anderson Ave Branch	742 Anderson Ave, Cliffside Park, NJ 7010	View Lobby Hours
Upper Montclair Branch	604 Valley Road, Upper Montclair, NJ 7043	View Lobby Hours
Teaneck Branch	560 Cedar Ln, Teaneck, NJ 7666	View Lobby Hours
545 Shaler Blvd Branch	545 Shaler Blvd, Ridgefield, NJ 7657	View Lobby Hours
460 Chamberlain Ave Branch	460 Chamberlain Ave, Paterson, NJ 7502	View Lobby Hours
Hamilton Savings Bank Branch	4200 Bergenline Ave, Union City, NJ 7087	View Lobby Hours
Oritani Bank	370 Pascack Road, Township Of Washington, NJ 7676	View Lobby Hours
Pascack Rd Branch	370 Pascack Rd, Township Of Washington, NJ 7676	View Lobby Hours
350 Broad Ave Branch	350 Broad Ave, Palisades Park, NJ 7650	View Lobby Hours
Jersey City Branch	348 Central Ave, Jersey City, NJ 7307	View Lobby Hours
Hackensack Branch	321 Main St, Hackensack, NJ 7601	View Lobby Hours
Fairview Avenue Branch	311 Fairview Ave, Fairview, NJ 7022	View Lobby Hours
Emerson Branch	27 Kinderkamack Rd, Emerson, NJ 7630	View Lobby Hours
30 Sheridan Ave Branch	30 Sheridan Ave, Ho Ho Kus, NJ 7423	View Lobby Hours
Grand Avenue Branch	236 Grand Ave, Park Ridge, NJ 7656	View Lobby Hours
Ridgefield Park Branch	233 Main St, Ridgefield Park, NJ 7660	View Lobby Hours
Bergenfield Branch	223 South Washington Avenue, Bergenfield, NJ 7621	View Lobby Hours
Bergenline Avenue Branch	2001 Bergenline Ave, Union City, NJ 7087	View Lobby Hours
Kinderkamack Road Branch	177 Kinderkamack Rd, Park Ridge, NJ 7656	View Lobby Hours
Ramsey Branch	161 North Franklin Turnpike, Ramsey, NJ 7446	View Lobby Hours
Broadway Branch	160 Broadway, Woodcliff Lake, NJ 7677	View Lobby Hours
Summit Ave Branch	1020 Summit Ave, Union City, NJ 7087	View Lobby Hours
Westwood Branch	98 Westwood Ave, Westwood, NJ 7675	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.872%	5.750% 0.75 points $4,254 fees	$1,868	Learn More
NMLS ID: 399799	6.111%	6.000% 0.88 points $3,977 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Oritani Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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