Prairie State Bank and Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Perry Facility	Route 107 And Main Street, Perry, IL 62362	View Lobby Hours
Farmersville Facility	Main And Cleveland, Farmersville, IL 62533	View Lobby Hours
Virden Drive Up Facility	603 N. Springfield Street, Virden, IL 62690	View Lobby Hours
Charleston Branch	621 West Lincoln Street, Charleston, IL 61920	View Lobby Hours
Decatur Il Branch	4485 East U.S. Route 36, Decatur, IL 62521	View Lobby Hours
Girard Facility	402 North 3rd, Girard, IL 62640	View Lobby Hours
Illiopolis Branch	345 Mary Street, Illiopolis, IL 62539	View Lobby Hours
Mattoon Branch	2121 Western Avenue, Mattoon, IL 61938	View Lobby Hours
Prairie State Bank And Trust	3751 West Wabash Avenue, Springfield, IL 62704	View Lobby Hours
Virden Branch	201 East Jackson Street, Virden, IL 62690	View Lobby Hours
18th Street Branch	1820 18th Street, Charleston, IL 61920	View Lobby Hours
Toronto Road Branch	1361 Toronto Road, Springfield, IL 62707	View Lobby Hours
Morton Street Office	1052 West Morton Avenue, Jacksonville, IL 62650	View Lobby Hours
Springfield Branch	1001 Durkin Drive, Springfield, IL 62704	View Lobby Hours
Lewistown Branch	105 West Lncoln Street, Lewistown, IL 61542	View Lobby Hours
Pershing Road Branch	1000 West Pershing Road, Decatur, IL 62526	View Lobby Hours
Meredosia Branch	100 Main Street, Meredosia, IL 62665	View Lobby Hours
Bloomington-Trinity Lane Branch	1101 Trinity Lane, Bloomington, IL 61704	View Lobby Hours
Mount Zion Branch	340 West Main Street, Mount Zion, IL 62549	View Lobby Hours
Savoy Branch	410 West Curtis Road, Savoy, IL 61874	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Prairie State Bank and Trust - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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