Provident Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Hillsborough Branch	425 Route 206, Hillsborough, NJ 8844	View Lobby Hours
Parsippany Branch	401 Smith Road, Parsippany, NJ 7054	View Lobby Hours
Ocean Grove	40 Main Ave, Ocean Grove, NJ 7756	View Lobby Hours
Old Bridge	3889 Route 516, Old Bridge, NJ 8857	View Lobby Hours
Morris Plains Branch	381 Speedwell Avenue, Morris Plains, NJ 7950	View Lobby Hours
38th Street Branch	3720 Bergenline Avenue, Union City, NJ 7087	View Lobby Hours
Spotswood	371 Spotswood Englishtown Road, Monroe Township, NJ 8831	View Lobby Hours
Heights Branch	3670 Kennedy Boulevard, Jersey City, NJ 7307	View Lobby Hours
South Freehold Branch	3514 Route 9 South, Freehold, NJ 7728	View Lobby Hours
Lafayette Branch	350 Communipaw Avenue, Jersey City, NJ 7304	View Lobby Hours
Dover Branch	340 Route 46 East, Dover, NJ 7801	View Lobby Hours
Perth Amboy	339 State Street, Perth Amboy, NJ 8861	View Lobby Hours
Dunellen Branch	333 North Avenue, Dunellen, NJ 8812	View Lobby Hours
Leonia Branch	320-322 Broad Avenue, Leonia, NJ 7605	View Lobby Hours
Woodbridge	325 Amboy Avenue, Woodbridge, NJ 7095	View Lobby Hours
Rues Lane Branch	308 Rues Lane, East Brunswick, NJ 8816	View Lobby Hours
Highland Park	301-303 Raritan Avenue, Highland Park, NJ 8904	View Lobby Hours
North Brunswick Branch	2750 Route 27 North, North Brunswick, NJ 8902	View Lobby Hours
Convent Station Branch	250 Madison Avenue, Morristown, NJ 7960	View Lobby Hours
Kearny Branch	249 Kearny Ave, Kearny, NJ 7032	View Lobby Hours
North Park Place Branch	24 North Park Place, Morristown, NJ 7960	View Lobby Hours
Monroe-Applegarth Branch	225 Prospect Plains Road, Monroe Township, NJ 8831	View Lobby Hours
Montgomery Township Branch	2162 Rt. 206 South, Belle Mead, NJ 8502	View Lobby Hours
North Edison Branch	2100 Oak Tree Road, Edison, NJ 8820	View Lobby Hours
Dumont Branch	21 Washington Avenue, Dumont, NJ 7628	View Lobby Hours
Fanwood	206 South Avenue, Fanwood, NJ 7023	View Lobby Hours
Belleville Branch	208-218 Washington Avenue, Belleville, NJ 7109	View Lobby Hours
Manasquan Branch	205 Main Street, Manasquan, NJ 8736	View Lobby Hours
Wall Township Branch	2015 Route 35 South, Wall Township, NJ 7719	View Lobby Hours
Brick Branch	1930 Route 88, Brick, NJ 8724	View Lobby Hours
Ridgedale Branch	166 Ridgedale Avenue, Morristown, NJ 7960	View Lobby Hours
Roseland Branch	161 Eagle Rock Avenue, Roseland, NJ 7068	View Lobby Hours
Middletown	1580 Route 35, Middletown, NJ 7748	View Lobby Hours
South Orange Branch	159 South Orange Avenue, South Orange, NJ 7079	View Lobby Hours
Greenville Branch	1553 Kennedy Boulevard, Jersey City, NJ 7305	View Lobby Hours

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Reviews on Provident Bank

Abraham Farber | May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we live as well, pleas call me with rates and more info @ 718-438-1815

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 399799	6.124%	6.000% 1.00 points $4,412 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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