Regions Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Tullahoma Branch	1200 Jackson Street, Tullahoma, TN 37388	View Lobby Hours
Pike Mart Branch	1200 Lasalle Street, Mccomb, MS 39648	View Lobby Hours
Niceville 1200 John Sims Pkwy Branch	1200 John Sims Parkway East, Niceville, FL 32578	View Lobby Hours
North Nashville Branch	1200 Rosa L Parks Blvd, Nashville, TN 37208	View Lobby Hours
Water Valley Branch	1200 Central Street, Water Valley, MS 38965	View Lobby Hours
Broad St Phenix City Branch	1200 Broad Street, Phenix City, AL 36867	View Lobby Hours
Morgan City Branch	1200 Brasher Avenue, Morgan City, LA 70380	View Lobby Hours
Smithville Branch	120 S. Public Square, Smithville, TN 37166	View Lobby Hours
Sheridan Branch	121 S. Oak Street, Sheridan, AR 72150	View Lobby Hours
Petal S Main St Branch	120 S. Main Street, Petal, MS 39465	View Lobby Hours
Cedartown Main Branch	120 N. Main Street, Cedartown, GA 30125	View Lobby Hours
Henry County Main Branch	120 Keys Ferry Street, Mcdonough, GA 30253	View Lobby Hours
Camden Branch	120 S Forrest Ave, Camden, TN 38320	View Lobby Hours
Winter Haven Citi Center Branch	811 First Street S., Winter Haven, FL 33880	View Lobby Hours
Arab 1199 Brindlee Mountain Pkwy Bra	1199 N. Brindlee Mountain Parkway, Arab, AL 35016	View Lobby Hours
Eupora Southgate Remote Drive Thru B	1195 Veterans Memorial Blvd, Eupora, MS 39744	View Lobby Hours
New Halls Ferry Branch	11920 New Halls Ferry Road, Florissant, MO 63033	View Lobby Hours
Whitehaven South Branch	1190 East Shelby Drive, Memphis, TN 38116	View Lobby Hours
Conecuh Branch	525 E. Front Street, Evergreen, AL 36401	View Lobby Hours
Indian Rocks Branch	11883 Indian Rocks Rd, Largo, FL 33774	View Lobby Hours
Verandah Branch	11881 Palm Beach Blvd., Fort Myers, FL 33905	View Lobby Hours
Monticello Greenwell Springs Branch	11880 Greenwell Springs Road, Baton Rouge, LA 70814	View Lobby Hours
Richland Branch	1185 Highway 49 South, Richland, MS 39218	View Lobby Hours
University Of South Florida Branch	11804 Bruce B. Downs Blvd., Tampa, FL 33612	View Lobby Hours
Atlanta Midtown Branch	1180 West Peachtree Street Nw, Suite 160, Atlanta, GA 30309	View Lobby Hours
South Morrison Branch	1180 Roma Ave, Hammond, LA 70403	View Lobby Hours
Palm Beach Gardens Bkg Center Branch	11790 Us Highway 1, Palm Beach Gardens, FL 33408	View Lobby Hours
Conyers Main Branch	1848 Highway 138 Se, Conyers, GA 30013	View Lobby Hours
Downtown 88 Union Branch	88 Union Avenue, Memphis, TN 38103	View Lobby Hours
Ridgeway Memphis Branch	1171 Ridgeway Road, Memphis, TN 38119	View Lobby Hours
Franklin Ky W Branch	117 W. Cedar Street, Franklin, KY 42134	View Lobby Hours
Selmer Main Branch	116 South Third Street, Selmer, TN 38375	View Lobby Hours
Albertville Sand Mountain Dr Branch	116 Sand Mountain Drive, Albertville, AL 35950	View Lobby Hours
Dickson Branch	116 Mathis Drive, Dickson, TN 37055	View Lobby Hours
Fishers Branch	7447 E. 116th Street, Fishers, IN 46038	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 399799	6.111%	6.000% 0.88 points $3,977 fees	$1,919	Learn More
NMLS ID: 401822	6.128%	6.000% 0.75 points $4,395 fees	$1,919	Learn More
NMLS ID: 1025894	6.223%	6.125% 0.88 points $3,353 fees	$1,945	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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