Sabine State Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Jackson Street Branch	4716 Jackson Street, Alexandria, LA 71303	View Lobby Hours
Pineville Branch	2704 Holloway Prairie, Pineville, LA 71360	View Lobby Hours
Highway 28 Lake District Branch	203 Ansley Boulevard, Alexandria, LA 71303	View Lobby Hours
Fort Polk Branch	Corner Of Montana & Colorado Avenues, Fort Polk, LA 71459	View Lobby Hours
Six Mile Branch	9900 Highway 87 South, Hemphill, TX 75948	View Lobby Hours
Robeline Branch	9048 Texas Street, Robeline, LA 71469	View Lobby Hours
Downtown Natchitoches Branch	780 Front Street, Suite 103, Natchitoches, LA 71457	View Lobby Hours
Home Loan Mortgage Branch	765 North Shreveport Highway, Many, LA 71449	View Lobby Hours
Natchitoches Branch	737 Keyser Avenue, Natchitoches, LA 71457	View Lobby Hours
Uptown Branch	710 San Antonio Avenue, Many, LA 71449	View Lobby Hours
Urania Branch	6669 Tannehill Drive, Urania, LA 71480	View Lobby Hours
West Oak Street Branch	645 West Oak Street, Jena, LA 71342	View Lobby Hours
Ball Branch	6206 Monroe Hwy, Ball, LA 71405	View Lobby Hours
Florien Branch	620 Nolan Trace, Florien, LA 71429	View Lobby Hours
Cheneyville Branch	603 Front Street, Cheneyville, LA 71325	View Lobby Hours
Mansfield Branch	601 Polk Street, Mansfield, LA 71052	View Lobby Hours
Hwy 167 North Winnfield Branch	5917 Highway 167, Winnfield, LA 71483	View Lobby Hours
Natchitoches Bypass Branch	5769 Highway 1 Bypass, Natchitoches, LA 71457	View Lobby Hours
Jasper Branch	565 East Gibson Street, Jasper, TX 75951	View Lobby Hours
Mamou Branch	516 Main Street, Mamou, LA 70554	View Lobby Hours
Forest Hill Branch	4725 Hwy 112, Forest Hill, LA 71430	View Lobby Hours
Hemphill Branch	425 Sabine Street, Hemphill, TX 75948	View Lobby Hours
Court Street Branch	401 West Court Street, Winnfield, LA 71483	View Lobby Hours
Oakdale Branch	401 East Fifth Avenue, Oakdale, LA 71463	View Lobby Hours
Logansport Branch	314 Main Street, Logansport, LA 71049	View Lobby Hours
Bunkie Branch	306 Walnut Street, Bunkie, LA 71322	View Lobby Hours
Colfax Branch	300 Second Street, Colfax, LA 71417	View Lobby Hours
Sabine State Bank And Trust Company	297 Elizabeth Street, Many, LA 71449	View Lobby Hours
Ringgold Branch	2335 Mill Street, Ringgold, LA 71068	View Lobby Hours
Jonesboro Branch	215 Pershing Highway, Jonesboro, LA 71251	View Lobby Hours
Zwolle Branch	2087 Obrie Street, Zwolle, LA 71486	View Lobby Hours
Center Tx Branch	205 Hurst Street, Center, TX 75935	View Lobby Hours
Pleasant Hills Branch	1970 West Main Street, Pleasant Hills, LA 71065	View Lobby Hours
Hineston Branch	1927 Highway 121, Hineston, LA 71438	View Lobby Hours
Highway 71 Branch	1869 U.S. Highway 71, Montgomery, LA 71454	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 447490	5.982%	5.875% 0.75 points $3,699 fees	$1,893	Learn More
NMLS ID: 2059741	5.984%	5.875% 0.50 points $3,766 fees	$1,893	Learn More
NMLS ID: 613839	6.108%	5.990% 0.63 points $4,063 fees	$1,917	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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