Sandhills State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
North Platte Branch	203 South Dewey Street, North Platte, NE 69101	View Lobby Hours
Sandhills State Bank	202 Clark Street, Bassett, NE 68714	View Lobby Hours
Sandhills State Bank - Harrison Bran	201 Main Street, Harrison, NE 69346	View Lobby Hours
Valentine Branch	132 N Main Street, Valentine, NE 69201	View Lobby Hours
Arthur Branch	Fir Street, Arthur, NE 69121	View Lobby Hours
Hyannis Branch	113 South Main Street, Hyannis, NE 69350	View Lobby Hours
Elsie Commercial State Branch	107 Perkins Ave, Elsie, NE 69134	View Lobby Hours
Bank Of Keystone Branch	105 Inland Seas, Keystone, NE 69144	View Lobby Hours
Sandhills State Bank Alliance Branch	420 Box Butte Avenue, Alliance, NE 69301	View Lobby Hours
Sandhills State Bank Hay Springs Bra	131 North Main Street, Hay Springs, NE 69347	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 401822	6.116%	6.000% 0.63 points $3,995 fees	$1,919	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More
NMLS ID: 6606	6.331%	6.240% 1.00 points $3,069 fees	$1,969	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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