Sandy Spring Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Asbury Branch	409 Russell Avenue, Gaithersburg, MD 20877	View Lobby Hours
Pbov Vienna Branch	414 Maple Ave. E., Vienna, VA 22180	View Lobby Hours
Pasadena Branch	4001 Mountain Road, Pasadena, MD 21122	View Lobby Hours
Leisureworld Plaza Branch	3801 International Drive, Silver Spring, MD 20906	View Lobby Hours
Burtonsville Branch	3535 Spencerville Road, Burtonsville, MD 20866	View Lobby Hours
Damascus Branch	26250 Ridge Road, Damascus, MD 20872	View Lobby Hours
Milestone Community Branch	20930 Frederick Road, Germantown, MD 20876	View Lobby Hours
Pbov Lansdowne Branch	19460 Golf Vista Plaza, Leesburg, VA 20176	View Lobby Hours
Sandy Spring Bank	17801 Georgia Avenue, Olney, MD 20832	View Lobby Hours
Olney Georgia Avenue Branch	17801 Georgia Avenue, Olney, MD 20832	View Lobby Hours
Jennifer Road Community Branch	166 Jennifer Road, Annapolis, MD 21401	View Lobby Hours
East Gude Drive Community Branch	1601 And 1603 East Gude Drive, Rockville, MD 20850	View Lobby Hours
Laurel Lakes Community Branch	14404 Baltimore Avenue, Laurel, MD 20707	View Lobby Hours
Layhill Branch	14241 Layhill Road, Silver Spring, MD 20906	View Lobby Hours
Chantilly Office Branch	14231 Willard Road, Chantilly, VA 20151	View Lobby Hours
Downtown Frederick Branch	14 West Patrick Street, Frederick, MD 21701	View Lobby Hours
Colesville Branch	13300 New Hampshire Avenue, Colesville, MD 20904	View Lobby Hours
Clarksville Branch	12276 Clarksville Pike, Clarksville, MD 21029	View Lobby Hours
Edgewater Community Office	116_mitchells Chance Road, Edgewater, MD 21037	View Lobby Hours
Wildwood Branch	10329 Old Georgetown Road, Bethesda, MD 20816	View Lobby Hours
40 West Branch	1003 West Patrick Street, Frederick, MD 21702	View Lobby Hours
Leesburg Office #007	1 Catoctin Circle Ne, Leesburg, VA 20176	View Lobby Hours
Ashton Branch	1 Ashton Road, Ashton, MD 20861	View Lobby Hours
Rockville Branch	14941 Shady Grove Road, Rockville, MD 20850	View Lobby Hours
Penn Quarter Community Office Branch	1299 Pennsylvania Avenue, Nw, Washington, DC 20004	View Lobby Hours
Potomac Branch	9812 Falls Road Ste 125, Potomac, MD 20854	View Lobby Hours
Alexandria Branch	115 North Washington Street, Alexandria, VA 22314	View Lobby Hours

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Reviews on Sandy Spring Bank

boon | Oct 11, 2017

special; 14 MO CD 1.20%

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.744%	5.625% 0.75 points $4,197 fees	$1,843	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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