Santander Bank, N.A. - Nationwide Branches

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Branch	Address	View Lobby Hours
214 Newark Avenue Branch	214 Newark Avenue, Jersey City, NJ 7302	View Lobby Hours
Lunds Corner Branch	2136 Acushnet Avenue, New Bedford, MA 2745	View Lobby Hours
East Side Branch	212 Thayer St, Providence, RI 2906	View Lobby Hours
North Main Street Branch	211 North Main Street, Andover, MA 1810	View Lobby Hours
Smith Street Branch	210 Smith Street, Perth Amboy, NJ 8861	View Lobby Hours
Plymouth Branch	21 Commerce Way, Plymouth, MA 2360	View Lobby Hours
Wakefield Branch	20a Main Street, Wakefield, RI 2879	View Lobby Hours
Central Plaza Branch	21 Central Avenue, Seekonk, MA 2771	View Lobby Hours
East Towne Mall Branch	2090 Lincoln Hwy East, Lancaster, PA 17602	View Lobby Hours
Webster Branch	206 Main Street, Webster, MA 1570	View Lobby Hours
2022 Lehigh Street Branch	2022 Lehigh Street, Easton, PA 18042	View Lobby Hours
Middletown Branch	201 Harmony Road, Middletown, NJ 7748	View Lobby Hours
201 Dart Drive Branch	201 Dart Drive, Hanover, PA 17331	View Lobby Hours
Lakehurst Branch	2000 Route 70, Manchester, NJ 8759	View Lobby Hours
Market Street Branch	2000 Market Street, Philadelphia, PA 19103	View Lobby Hours
Fish Pier Branch	200 Seaport Blvd, Boston, MA 2210	View Lobby Hours
Glen Forest Branch	200 Haverhill Street, Methuen, MA 1844	View Lobby Hours
Somerville Branch	20 Veterans Memorial Hwy, Somerville, NJ 8876	View Lobby Hours
Muncy Branch	20 South Main Street, Muncy, PA 17756	View Lobby Hours
Topsfield Branch	20 Main Street, Topsfield, MA 1983	View Lobby Hours
Derry Branch	20 East Broadway, Derry, NH 3038	View Lobby Hours
Oley Valley Branch	20 King's Plaza, Oley, PA 19547	View Lobby Hours
Bridgewater Branch	20 Central Square, Bridgewater, MA 2324	View Lobby Hours
Wollaston Branch	20 Beale Street, Quincy, MA 2170	View Lobby Hours
Shenandoah Branch	2-4 North Main Street, Shenandoah, PA 17976	View Lobby Hours
Route 206 And Waterloo Road Branch	2 Waterloo Road, Stanhope, NJ 7874	View Lobby Hours
Cranford Annex Branch	2 Springfield Avenue, Cranford, NJ 7016	View Lobby Hours
Unionville Branch	2 South Main Street, Unionville, CT 6085	View Lobby Hours
Front And Orange St Branch	2 South Orange St, Media, PA 19063	View Lobby Hours
Columbia Park Branch	2 Morrissey Boulevard, Boston, MA 2125	View Lobby Hours
East Boston Branch	2 Meridian Street, East Boston, MA 2128	View Lobby Hours
Financial District Office Branch	2 Gold Street, New York, NY 10038	View Lobby Hours
Marcus Hook Branch	2 E 10th St, Marcus Hook, PA 19061	View Lobby Hours
Villanova Branch	2 Aldwyn Center, Villanova, PA 19085	View Lobby Hours
Dracut Branch	1985 Lakeview Avenue, Dracut, MA 1826	View Lobby Hours

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Reviews on Santander Bank, N.A.

Maggie | May 11, 2023

They made mistakes twice and would not correct them

Tom | Feb 18, 2022

Your rates are not real. You list Santander as 0.4 when in reality they are 0.1% Ugh!!

Black caddy09@gmail.com | Feb 14, 2017

Could not find an active Branch Manager at 3 local branches no call backs very poor customer service

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2440475	5.698%	5.500% 0.88 points $7,145 fees	$1,817	Learn More
NMLS ID: 2059741	5.837%	5.750% 1.00 points $3,021 fees	$1,868	Learn More
NMLS ID: 1675638	6.096%	5.990% 0.75 points $3,655 fees	$1,917	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

Santander Bank, N.A. - Nationwide Branches

Reviews on Santander Bank, N.A.

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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