Savings Institute Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Westerly Branch	18 Post Road, Westerly, RI 2891	View Lobby Hours
Pawcatuck Branch	445 Liberty Street, Pawcatuck, CT 6379	View Lobby Hours
165 East Main Road Branch	165 East Main Road, Middletown, RI 2842	View Lobby Hours
Portsmouth Branch	1430 E Main Rd, Portsmouth, RI 2871	View Lobby Hours
Wakefield Branch	122 Tower Hill Road, Wakefield, RI 2879	View Lobby Hours
Newport Federal Savings Bank Branch	100 Bellevue Avenue, Newport, RI 2840	View Lobby Hours
Groton Branch	996 Poquonnock Road, Groton, CT 6340	View Lobby Hours
Mansfield East Brook Mall Branch	95 Storrs Road, Mansfield Center, CT 6250	View Lobby Hours
Enfield Branch	85 Freshwater Boulevard, Enfield, CT 6082	View Lobby Hours
Savings Institute Bank And Trust Com	803 Main Street, Willimantic, CT 6226	View Lobby Hours
Colchester Branch	63 Norwich Ave, Colchester, CT 6415	View Lobby Hours
West Main Branch	60 Cantor Dr, Willimantic, CT 6226	View Lobby Hours
Dayville Branch	596 Hartford Pike, Dayville, CT 6241	View Lobby Hours
Lebanon Branch	554 Exeter Road Route 207, Lebanon, CT 6249	View Lobby Hours
Brooklyn Branch	536 Providence Road, Brooklyn, CT 6234	View Lobby Hours
East Hampton Branch	50 E High St, East Hampton, CT 6424	View Lobby Hours
North Windham Wal-Mart Branch	474 Boston Post Road, North Windham, CT 6256	View Lobby Hours
Moosup Branch	344 Prospect St, Moosup, CT 6354	View Lobby Hours
Tolland Branch	200 Merrow Road, Tolland, CT 6084	View Lobby Hours
Canterbury Branch	180 Westminster Rd Route 14, Canterbury, CT 6331	View Lobby Hours
Hebron Branch	115 Main Street Route 66, Hebron, CT 6248	View Lobby Hours
Lisbon Wal-Mart Supercenter Branch	180 River Road Route 12, Lisbon, CT 6351	View Lobby Hours
Norwich Branch	108 Salem Tpke, Norwich, CT 6360	View Lobby Hours
South Windsor Branch	1000 Sullivan Avenue, South Windsor, CT 6074	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2059741	5.936%	5.875% 0.63 points $2,115 fees	$1,893	Learn More
NMLS ID: 401822	6.139%	6.000% 0.88 points $4,795 fees	$1,919	Learn More
NMLS ID: 1025894	6.353%	6.250% 0.88 points $3,503 fees	$1,971	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

Savings Institute Bank and Trust Company - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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