Scotiabank de Puerto Rico - Nationwide Branches

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Branch	Address	View Lobby Hours
Vega Baja Branch	Urb Cabo Caribe Carr #2, Vega Baja, PR 693	View Lobby Hours
Trujillo Alto Branch	Carr 181 Trujillo Alto Shopping Center, Trujillo Alto, PR 976	View Lobby Hours
Auxilio Mutuo Branch	Torre Medica #101 Hosp Auxilio Mutuo, Hato Rey, PR 917	View Lobby Hours
Manati Branch	Plaza Puerta Del Sol Carr 2 Km 49.7, Manati, PR 674	View Lobby Hours
Los Colobos Branch	Plaza Los Colobos 65 Inf Ave, Carolina, PR 979	View Lobby Hours
Plaza Las Americas Mall	Plaza Las Americas 1er Nivel Local 478, Hato Rey, PR 919	View Lobby Hours
Ponce Branch	Plz Del Caribe Mall Carr 2 Km 227.9, Ponce, PR 731	View Lobby Hours
Plaza Carolina Branch	Plaza Carolina Mall, Carolina, PR 981	View Lobby Hours
San Patricio Branch	Gonzalez Guisti Avenue, Guaynabo, PR 968	View Lobby Hours
Cupey Plaza	Carr 176 Km 1.6 Bo Cupey, San Juan, PR 926	View Lobby Hours
Plaza Fajardo Branch	Plaza Fajardo Carr 3 Km. 42, Fajardo, PR 738	View Lobby Hours
Caguas Branch	Carr. 1 Km. 33.6 Lote # 2 Bo. Bairoa, Caguas, PR 725	View Lobby Hours
Plaza Guaynabo Branch	Carr 20 Km 3.4 Exp Martinez Nadal, Guaynabo, PR 966	View Lobby Hours
Rexville Town Center Branch	Carr 167 Km 0.6 Rexville Town Center, Bayamon, PR 958	View Lobby Hours
Mayaguez Mall Branch	Carr #2 Km 159.9 Bo. Guanajibo, Mayaguez, PR 680	View Lobby Hours
Bayamon Betances Branch	Betances Ave. No 42-43, Bayamon, PR 958	View Lobby Hours
Aguadilla Branch	Aguadilla Plaza Shopping Center, Aguadilla, PR 603	View Lobby Hours
Plaza Del Sol Branch	725 Avenue West Main Suite 200, Bayamon, PR 961	View Lobby Hours
Scotiabank De Puerto Rico	290 Jesus T. Pinero Avenue, San Juan, PR 918	View Lobby Hours
Sbpr Inter. Banking Entity Branch	290 Jesus T Pinero, Hato Rey, PR 919	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.895%	5.750% 1.00 points $5,067 fees	$1,868	Learn More
NMLS ID: 399799	6.115%	6.000% 0.88 points $4,118 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Scotiabank de Puerto Rico - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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