SmartBank - Nationwide Branches

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Branch	Address	View Lobby Hours
Gatlinburg Branch	961 East Parkway, Gatlinburg, TN 37738	View Lobby Hours
Sevierville Branch	720 Dolly Parton Parkway, Sevierville, TN 37862	View Lobby Hours
Pigeon Forge Branch	3605 S Parkway, Pigeon Forge, TN 37862	View Lobby Hours
Pigeon Forge Main Branch	3260 Parkway, Pigeon Forge, TN 37863	View Lobby Hours
Seymour Branch	11403 Chapman Hwy, Seymour, TN 37865	View Lobby Hours
Sevier County Bank	111 East Main Street, Sevierville, TN 37862	View Lobby Hours
Gatlinburg Branch	570 East Parkway, Gatlinburg, TN 37738	View Lobby Hours
Destin	4405 Commons Drive East, Destin, FL 32541	View Lobby Hours
Smartbank	2430 Teaster Lane, Suite 205, Pigeon Forge, TN 37863	View Lobby Hours
Sevierville Branch	1011 Parkway, Sevierville, TN 37862	View Lobby Hours
Keith Street Cleveland Branch	3200 Keith Street Northwest, Cleveland, TN 37312	View Lobby Hours
Ooltewah Branch	8966 Old Lee Highway, Ooltewah, TN 37363	View Lobby Hours
Chattanooga Downtown Branch	835 Georgia Avenue, Chattanooga, TN 37401	View Lobby Hours
East Ridge Branch	4154 Ringgold Road, East Ridge, TN 37412	View Lobby Hours
Hixson Branch	5319 Highway 153, Hixson, TN 37343	View Lobby Hours
Gunbarrel Road Branch	2280 Gunbarrel Road, Chattanooga, TN 37421	View Lobby Hours
Dalton Lpo Branch	202 West Crawford Street, Suite A, Dalton, GA 30720	View Lobby Hours
Chatom Branch	16780 Jordan Street, Chatom, AL 36518	View Lobby Hours
Thomasville Branch	33219 Us Highway 43, Thomasville, AL 36784	View Lobby Hours
Tuscaloosa Branch	2301 University Boulevard, Tuscaloosa, AL 35401	View Lobby Hours
Indian Hills Branch	230 Mcfarland Circle North, Tuscaloosa, AL 35406	View Lobby Hours
Northport Branch	2000 Lurleen B. Wallace Boulevard, Northport, AL 35476	View Lobby Hours
Jackson Branch	1600 College Avenue, Jackson, AL 36545	View Lobby Hours
Mcintosh Branch	158 Commerce Street, Mcintosh, AL 36553	View Lobby Hours
Cornerstone Community Bank Loan Prod	202 West Cradford Street, Suite A, Dalton, GA 30721	View Lobby Hours
Bearden Branch	5401 Kingston Pike, Suite 600, Knoxville, TN 37919	View Lobby Hours
Cedar Bluff Branch	202 Advantage Place, Knoxville, TN 37922	View Lobby Hours
Fairhope Branch	103 Ecor Rouge Place, Fairhope, AL 36532	View Lobby Hours
Panama City Branch	2411 Jenks Ave, Panama City, FL 32405	View Lobby Hours
Pensacola Branch	201 North Palafox Street, Pensacola, FL 32502	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.896%	5.750% 1.00 points $5,096 fees	$1,868	Learn More
NMLS ID: 399799	6.220%	6.125% 0.63 points $3,385 fees	$1,945	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

SmartBank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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