Southern Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Drive-Thru Facility	Locust And Clay Street, Chillicothe, MO 64601	View Lobby Hours
Smithville Branch	100 Northeast State Highway 92, Smithville, MO 64089	View Lobby Hours
Oak Barry Center Branch	8405 North Oak Trafficway, Kansas City, MO 64155	View Lobby Hours
Trenton Branch	816 Main Street, Trenton, MO 64683	View Lobby Hours
Macon Branch	707 Briggs Drive, Macon, MO 63552	View Lobby Hours
Barry Road Branch	6945 Nw Barry Road, Kansas City, MO 64153	View Lobby Hours
St. Joseph North Branch	5305 N Belt Highway, Saint Joseph, MO 64506	View Lobby Hours
Citizens Bank And Trust Company	7288 Nw 87th Terrace, Suite 112, Kansas City, MO 64153	View Lobby Hours
North Oak Village Branch	4911 North Oak Trafficway, Kansas City, MO 64118	View Lobby Hours
Leawood Branch	4701 College Boulevard Suite 100, Leawood, KS 66211	View Lobby Hours
Boonville Spring Branch	400 East Spring Street, Boonville, MO 65233	View Lobby Hours
St. Joseph Branch	3727 Frederick Boulevard, St. Joseph, MO 64506	View Lobby Hours
Kearney Branch	2041 Commerce Drive, Kearney, MO 64060	View Lobby Hours
Brookfield Branch	322 South Main Street, Brookfield, MO 64628	View Lobby Hours
Ravenwood Branch	124 South Main Street, Ravenwood, MO 64479	View Lobby Hours
Chillicothe Branch	1210 Washington Street, Chillicothe, MO 64601	View Lobby Hours
Maryville Branch	105 North Main Street, Maryville, MO 64468	View Lobby Hours
Burlington Junction Branch	102 West Main, Burlington Junction, MO 64428	View Lobby Hours
King City Branch	101 North Ohio, King City, MO 64463	View Lobby Hours
515 Washington Street Branch	515 Washington Street, Chillicothe, MO 64601	View Lobby Hours
Zona Rosa Branch	7280 Nw 87th Terrace, Suite 112, Kansas City, MO 64153	View Lobby Hours
Www.Bankwithsouthern.com	2991 Oak Grove Road, Poplar Bluff, MO 63901	View Lobby Hours
Qulin Facility	Highways 53 And Y, Qulin, MO 63961	View Lobby Hours
Dexter Facility	713 Us 60 Business, Dexter, MO 63841	View Lobby Hours
Southern Bank	531 Vine Street, Poplar Bluff, MO 63901	View Lobby Hours
Van Buren Facility	502 Main Street, Van Buren, MO 63965	View Lobby Hours
Searcy Facility	2208 East Race Avenue, Searcy, AR 72143	View Lobby Hours
Springfield S. National Facility	4308 S National Avenue, Springfield, MO 65810	View Lobby Hours
Poplar Bluff Pp Highway Facility	4214 Highway Pp, Poplar Bluff, MO 63901	View Lobby Hours
Doniphan Facility	302 Washington, Doniphan, MO 63935	View Lobby Hours
Kennett Facility	301 First Street, Kennett, MO 63857	View Lobby Hours
Jonesboro-Nettleton Facility	2775 East Nettleton Avenue, Jonesboro, AR 72401	View Lobby Hours
Poplar Bluff-Three Rivers Campus Fac	2080 Three Rivers Blvd, Poplar Bluff, MO 63901	View Lobby Hours
Jonesboro South Main Facility	1925 South Main Street, Jonesboro, AR 72401	View Lobby Hours
Paragould Facility	1727 West Kingshighway, Paragould, AR 72451	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 401822	6.116%	6.000% 0.63 points $3,995 fees	$1,919	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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