State Bank & Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Hammond Branch	Fagan Drive, Hammond, LA 70403	View Lobby Hours
Denham Springs Branch	822 South Range Avenue, Denham Springs, LA 70726	View Lobby Hours
State Bank & Trust Company	916 Highway 82 Bypass, Greenwood, MS 38935	View Lobby Hours
Drive-In Teller Window Branch	846 East Monticello Street, Brookhaven, MS 39601	View Lobby Hours
First Bank Branch	665 Florida Street, Baton Rouge, LA 70801	View Lobby Hours
Cleveland Branch	620 North Davis, Cleveland, MS 38732	View Lobby Hours
Ridgeland Branch	618 Crescent Boulevard, Suite 100, Ridgeland, MS 39157	View Lobby Hours
Mississippi Southern Bank Branch	609 Farmer Street, Port Gibson, MS 39150	View Lobby Hours
Brookhaven Branch	600 Brookway Boulevard, Brookhaven, MS 39601	View Lobby Hours
West Park Avenue Branch - Greenwood	500 West Park Avenue, Greenwood, MS 38935	View Lobby Hours
Maywood Branch	4678 I-55 North, Jackson, MS 39211	View Lobby Hours
Dothan Branch	4482 West Main Street, Dothan, AL 36303	View Lobby Hours
Columbia Branch	428 Sumrall Road, Columbia, MS 39429	View Lobby Hours
Ridgeland Branch	414 Highway 51 North, Ridgeland, MS 39157	View Lobby Hours
Crossgates Branch	332 Crossgates Boulevard, Brandon, MS 39042	View Lobby Hours
Monticello Branch	332 Broad Street, Monticello, MS 39654	View Lobby Hours
Flowood Branch	2845 Lakeland Drive, Flowood, MS 39232	View Lobby Hours
New Roads Branch	2600 False River Drive, New Roads, LA 70760	View Lobby Hours
Enterprise Branch	206 East Grubbs Street, Enterprise, AL 36330	View Lobby Hours
The American Bank (Geneva) Branch	201 South Commerce Street, Geneva, AL 36340	View Lobby Hours
Sherwood Forest Branch	1939 South Sherwood Forest Bouelvard, Baton Rouge, LA 70816	View Lobby Hours
Slidell Branch	1936 E Gause Blvd, Slidell, LA 70461	View Lobby Hours
Grenada Branch	1754 South Commerce Street, Grenada, MS 38901	View Lobby Hours
Mandeville Branch	1700 Highway 59, Mandeville, LA 70448	View Lobby Hours
Grenada Branch	1663 Sunset Drive, Grenada, MS 38901	View Lobby Hours
Eunice Branch	151 South Fourth Street, Eunice, LA 70535	View Lobby Hours
State Bank & Trust Company Branch	147 South Railroad Avenue, Brookhaven, MS 39601	View Lobby Hours
Consumer National Bank Branch	140 West Pearl Street, Jackson, MS 39202	View Lobby Hours
State Bank & Trust Company	120 West Presley Blvd, Mccomb, MS 39648	View Lobby Hours
Mobile Branch	1141 Montlimar Drive, Suite 2012, Mobile, AL 36609	View Lobby Hours
Highland Road Branch	107 Founders Drive, Baton Rouge, LA 70810	View Lobby Hours
State Bank & Trust Company, Mccomb Bank	1028 Highway 51, Mccomb, MS 39648	View Lobby Hours
Cleveland Branch	100 Sunflower Road, Cleveland, MS 38732	View Lobby Hours
Covington Branch	107 Terra Bella Blvd, Covington, LA 70433	View Lobby Hours
State Bank & Trust Slidell Loan Prod	300 Gause Boulevard, Slidell, LA 70461	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.881%	5.750% 0.75 points $4,565 fees	$1,868	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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