Steuben Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Steuben Trust Company	One Steuben Square, Hornell, NY 14843	View Lobby Hours
Alfred Branch	928 State Highway Route 244, Alfred, NY 14802	View Lobby Hours
Whitesville Branch	484 Main Street, Whitesville, NY 14897	View Lobby Hours
Wellsville Branch	475 North Highland Avenue, Wellsville, NY 14895	View Lobby Hours
Andover Branch	38 South Main Street, Andover, NY 14806	View Lobby Hours
Canaseraga Branch	37 Main Street, Canaseraga, NY 14822	View Lobby Hours
Bolivar Branch	319 Main Street, Bolivar, NY 14715	View Lobby Hours
Arkport Branch	29 Main Street, Arkport, NY 14807	View Lobby Hours
Warsaw Branch	2490 North Main Street, Warsaw, NY 14569	View Lobby Hours
Bath Plaza Branch	201 Bath Plaza, Bath, NY 14810	View Lobby Hours
Henrietta Branch	20 Wildbriar Road, Rochester, NY 14623	View Lobby Hours
Geneseo Branch	11 Megan Drive, Geneseo, NY 14454	View Lobby Hours
Belmont Branch	11 Schuyler Street, Belmont, NY 14813	View Lobby Hours
Canisteo Branch	1 Main St, Canisteo, NY 14823	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.483%	6.375% 0.50 points $3,621 fees	$1,997	Learn More
NMLS ID: 1067	6.563%	6.490% 0.75 points $2,422 fees	$2,021	Learn More
NMLS ID: 613839	6.642%	6.490% 1.00 points $5,068 fees	$2,021	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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