The City National Bank of Sulphur Springs - Nationwide Branches

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Branch	Address	View Lobby Hours
Grand Saline Branch	300 West Frank Street, Grand Saline, TX 75140	View Lobby Hours
Wills Point Br	500 North Fourth Street, Wills Point, TX 75169	View Lobby Hours
Winnsboro Branch	210 South Main St, Winnsboro, TX 75494	View Lobby Hours
Holly Lake Branch	2454 South Fm 2869, Hawkins, TX 75765	View Lobby Hours
Quitman Branch	501 E. Goode Street, Quitman, TX 75783	View Lobby Hours
Hawkins Office	205 Beaulah Street, Hawkins, TX 75765	View Lobby Hours
The City National Bank Of Sulphur Sp	201 Connally Street, Sulphur Springs, TX 75482	View Lobby Hours
First National Bank Of Mineola Branc	200 North Pacific Street, Mineola, TX 75773	View Lobby Hours
Yantis Branch	120 North Main Street, Yantis, TX 75497	View Lobby Hours
Mockingbird Lane Branch	1133 Mockingbird Lane, Sulphur Springs, TX 75482	View Lobby Hours
Citizens National Bank Branch	875 W. Dallas St., Canton, TX 75103	View Lobby Hours
Emory Branch	700 East Lennon Drive, Emory, TX 75440	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.494%	6.375% 0.63 points $3,998 fees	$1,997	Learn More
NMLS ID: 401822	6.746%	6.625% 0.63 points $3,995 fees	$2,049	Learn More
NMLS ID: 3030		points fees		Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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