The Farmers & Merchants Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
East Branch	1846 North Crossover Road, Fayetteville, AR 72701	View Lobby Hours
Fayetteville Branch	One South Block, Fayetteville, AR 72703	View Lobby Hours
Dickson Street Branch	542 West Dickson Street, Fayetteville, AR 72701	View Lobby Hours
North Branch	3120 North College Avenue, Fayetteville, AR 72703	View Lobby Hours
Wedington Branch	3150 Wedington Drive, Fayetteville, AR 72704	View Lobby Hours
Farmington Branch	257 West Main, Farmington, AR 72730	View Lobby Hours
Prairie Grove Branch	202 Hindman St, Prairie Grove, AR 72753	View Lobby Hours
West Fork Branch	200 Main Street, West Fork, AR 72774	View Lobby Hours
Drive-In Branch	Seventh And Maple Streets, Stuttgart, AR 72160	View Lobby Hours
Perryville Branch	813 North Fourche Avenue, Perryville, AR 72126	View Lobby Hours
North Main Street Branch	801 North Main Street, Stuttgart, AR 72160	View Lobby Hours
The Farmers & Merchants Bank	708 South Main Street, Stuttgart, AR 72160	View Lobby Hours
Marianna Branch	33 West Main Street, Marianna, AR 72360	View Lobby Hours
Teller's Window Branch	21st And Buerkle Streets, Stuttgart, AR 72160	View Lobby Hours
Whitehead Drive Branch	1960 Whitehead Drive, Dewitt, AR 72042	View Lobby Hours
Morrilton Branch	1600 North Oak Street, Morrilton, AR 72110	View Lobby Hours
Desarc Branch	110 W Third, Des Arc, AR 72040	View Lobby Hours
Hazen Branch	110 North Front, Hazen, AR 72064	View Lobby Hours
East 22nd Street Branch	102 East 22nd Street, Stuttgart, AR 72160	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.600%	6.490% 0.88 points $3,679 fees	$2,021	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 3030	7.589%	7.500% 0.88 points $2,800 fees	$2,238	Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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