The First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Pace Branch	4911 Highway 90, Pace, FL 32571	View Lobby Hours
Pensacola Downtown Branch	40 North Palafox Street, Pensacola, FL 32502	View Lobby Hours
Gulf Breeze	2871 Gulf Breeze Parkway, Gulf Breeze, FL 32561	View Lobby Hours
Nine Mile Road Branch	1554 West Nine Mile Road, Pensacola, FL 32534	View Lobby Hours
College Blvd. & 12th Ave. Branch	1177 College Boulevard, Pensacola, FL 32504	View Lobby Hours
Lemoyne Branch	650 Lemoyne, Dauphin Island, AL 36528	View Lobby Hours
Airport Blvd Branch	6140 Airport Blvd, Mobile, AL 36695	View Lobby Hours
Theodore Oaks Branch	5808 Highway 90 West Suite E, Theodore, AL 36582	View Lobby Hours
Dauphin Island Parkway Branch	10861 Dauphin Island Parkway, Theodore, AL 36582	View Lobby Hours
Bay 90 Branch	800 Highway 90, Bay St. Louis, MS 39521	View Lobby Hours
The First, A National Banking Association	6480 Us-98 West, Hattiesburg, MS 39402	View Lobby Hours
Purvis Branch	631 Highway 589, Purvis, MS 39475	View Lobby Hours
Hardy Court Branch	573 Courthouse Road, Gulfport, MS 39507	View Lobby Hours
Diamondhead Branch	4402 Kalani Drive, Diamondhead, MS 39525	View Lobby Hours
Fairhope Branch	408 Fairhope Avenue, Fairhope, AL 36532	View Lobby Hours
Lincoln Road Branch	2702 Lincoln Road, Hattiesburg, MS 39401	View Lobby Hours
Biloxi Branch	2605 Pass Road, Biloxi, MS 39531	View Lobby Hours
Orange Beach Branch	25556 Canal Road, Orange Beach, AL 36561	View Lobby Hours
Gulf Shores Branch	205 East 20th Avenue, Gulf Shores, AL 36542	View Lobby Hours
Long Beach Branch	198 Klondyke Rd, Long Beach, MS 39560	View Lobby Hours
Laurel Branch	1945 Highway 15 North, Laurel, MS 39441	View Lobby Hours
Gulfport Drive-In Facility	1822 25th Avenue, Gulfport, MS 39501	View Lobby Hours
Gulfport Branch	15513 O'neal Rd, Gulfport, MS 39503	View Lobby Hours
The First, A National Banking Association Branch	1517 Bienville Boulevard, Space A-11, Ocean Springs, MS 39564	View Lobby Hours
Picayune Branch	1506-B Highway 43 South, Picayune, MS 39466	View Lobby Hours
Daphne Branch	1415 Highway 98, Daphne, AL 36526	View Lobby Hours
Gulfport Branch	1300 25th Avenue, Gulfport, MS 39501	View Lobby Hours
Wiggins Branch	124 Border Street, Wiggins, MS 39577	View Lobby Hours
Foley Branch	1207 North Mckenzie Street, Foley, AL 36535	View Lobby Hours
Pascagoula Branch	1126 Jackson Ave, Suite 101, Pascagoula, MS 39567	View Lobby Hours
40th Avenue Branch	110 South 40th Avenue, Hattiesburg, MS 39402	View Lobby Hours
Siegen Lane Branch	9250 Siegen Lane, Baton Rouge, LA 70810	View Lobby Hours
Denham Springs Branch	923 South Range Avenue, Denham Springs, LA 70726	View Lobby Hours
Port Allen Branch	780 Court Street, Port Allen, LA 70767	View Lobby Hours
Addis Branch	7451 Highway 1 South, Addis, LA 70710	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 399799	6.115%	6.000% 0.88 points $4,112 fees	$1,919	Learn More
NMLS ID: 401822	6.116%	6.000% 0.63 points $3,995 fees	$1,919	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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