The First Commonwealth Bank of Prestonsburg, Inc. - Nationwide Branches

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Branch	Address	View Lobby Hours
Prestonburg Branch	420 North Lake Drive, Prestonsburg, KY 41653	View Lobby Hours
First Guaranty Bank Branch	38 Tirangle Street, Martin, KY 41649	View Lobby Hours
Betsy Layne Branch	11155 Us Highway 23 South, Betsy Layne, KY 41605	View Lobby Hours
Twin Bridge Branch	12433 Main Street, Martin, KY 41649	View Lobby Hours
Inez Branch	87 Main Street, Inez, KY 41224	View Lobby Hours
Northside Branch	838 North Arnold Avenue, Prestonsburg, KY 41653	View Lobby Hours
Paintsville Mayo Plaza Branch	601 N Mayo Trail, Paintsville, KY 41240	View Lobby Hours
Pikeville N Mayo Trail	3822 North Mayo Trail, Pikeville, KY 41501	View Lobby Hours
The First Commonwealth Bank Of Prestonsburg, Inc.	311 North Arnold Avenue, Prestonsburg, KY 41653	View Lobby Hours
Pikeville Branch	262 Cassidy Boulevard, Pikeville, KY 41501	View Lobby Hours
Salyersville Parkway Branch	230 East Mountain Parkway, Salyersville, KY 41465	View Lobby Hours
Pikeville Lending Center	3780 North Mayo Trail, Pikeville, KY 41501	View Lobby Hours
Morehead Lending Center	1390 Flemingsburg Road, Morehead, KY 40351	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1025894	6.221%	6.125% 0.75 points $3,289 fees	$1,945	Learn More
NMLS ID: 3029		points fees		Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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