The First National Bank in Sioux Falls - Nationwide Branches

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Branch	Address	View Lobby Hours
Sertoma Branch	7109 West 26th Street, Sioux Falls, SD 57106	View Lobby Hours
Prince Of Peace	4500 Prince Of Peace Place, Sioux Falls, SD 57103	View Lobby Hours
Harrisburg Branch	408 North Cliff Avenue, Harrisburg, SD 57032	View Lobby Hours
57th Street Branch	401 West 57th Street, Sioux Falls, SD 57108	View Lobby Hours
Westport Branch	4000 South Westport Avenue, Sioux Falls, SD 57106	View Lobby Hours
Trail Ridge Branch	3408 W. Ralph Rogers Road, Sioux Falls, SD 57108	View Lobby Hours
Dell Rapids Branch	312 East 4th Street, Dell Rapids, SD 57022	View Lobby Hours
Bethany Meadows Branch	3008 East Aspen Boulevard, Brandon, SD 57005	View Lobby Hours
Western Mall Branch	2505 West 41st Street, Sioux Falls, SD 57105	View Lobby Hours
Baltic Branch	202 Saint Olaf, Baltic, SD 57003	View Lobby Hours
Sioux Falls - Benson Road Office Bra	1901 East Benson Road, Sioux Falls, SD 57104	View Lobby Hours
Dow Rummel Branch	1321 West Dow Rummel Street, Sioux Falls, SD 57104	View Lobby Hours
Farmers State Bank Branch	120 East Second Avenue, Flandreau, SD 57028	View Lobby Hours
Waterford Branch	111 West 17th Street, Sioux Falls, SD 57104	View Lobby Hours
Brandon Branch	101 S Splitrock Blvd, Brandon, SD 57005	View Lobby Hours
The First National Bank In Sioux Fal	100 South Phillips Avenue, Sioux Falls, SD 57101	View Lobby Hours
Arrowhead Office Branch	5201 E. Arrowhead Parkway, Sioux Falls, SD 57110	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2059741	5.926%	5.875% 0.50 points $1,766 fees	$1,893	Learn More
NMLS ID: 1025894	6.228%	6.125% 0.88 points $3,506 fees	$1,945	Learn More
NMLS ID: 6606	6.331%	6.240% 1.00 points $3,094 fees	$1,969	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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