The Lowell Five Cent Savings Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Vocational Technical School Branch	Route 113 Pawtucket Boulevard, Tyngsboro, MA 1879	View Lobby Hours
The Lowell Five Cent Savings Bank	34 John Street, Lowell, MA 1852	View Lobby Hours
Haverhill Branch	750 Main Street, Haverhill, MA 1830	View Lobby Hours
Billerica Branch	700 Boston Road, Billerica, MA 1821	View Lobby Hours
Pepperell Branch	65 Groton Street, Pepperell, MA 1463	View Lobby Hours
Westford Branch	499 Groton Road, Westford, MA 1886	View Lobby Hours
Wilmington Branch	270 Main Street, Wilmington, MA 1887	View Lobby Hours
North Andover Branch	498 Chickering Road, North Andover, MA 1845	View Lobby Hours
Chelmsford Branch	23 Fletcher Street, Chelmsford, MA 1824	View Lobby Hours
Dracut Branch	2021 Lakeview Avenue, Dracut, MA 1826	View Lobby Hours
North Chelmsford Branch	20 Groton Road, North Chelmsford, MA 1863	View Lobby Hours
Westford Street Branch	1095 Westford Street, Lowell, MA 1851	View Lobby Hours
Tewksbury Branch	1775 Main Street, Tewksbury, MA 1876	View Lobby Hours
Nashua Branch	125 E. Dunstable Road, Nashua, NH 3062	View Lobby Hours
Nashoba Valley Technical High School	100 Littleton Road, Westford, MA 1886	View Lobby Hours
Andover Street Branch	30 International Place, Tewksbury, MA 1876	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 6606	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 118653 License#: MI-5046	5.956%	5.875% 0.88 points $3,189 fees	$1,893	Learn More
NMLS ID: 2561451	5.985%	5.875% 1.00 points $3,828 fees	$1,893	Learn More
NMLS ID: 6606	6.092%	6.000% 1.00 points $3,162 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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