The Merchants National Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
City Gate Branch	181 North Coleman Crossing Blvd, Marysville, OH 43040	View Lobby Hours
Mt. Orab Branch	370 North High Street, Mount Orab, OH 45154	View Lobby Hours
Springfield Branch	3473 E National Road, Springfield, OH 45505	View Lobby Hours
Higginsport Branch	314 Washington Street, Higginsport, OH 45131	View Lobby Hours
Batavia Branch	2033 Hospital Drive, Batavia, OH 45103	View Lobby Hours
London Branch	279 Lafayette Street, London, OH 43140	View Lobby Hours
Highland Plaza Branch	1470 North High Street, Hillsboro, OH 45133	View Lobby Hours
Beech Street Branch	145 W. Beech St., Hillsboro, OH 45133	View Lobby Hours
Washington Court House Branch	128 South North Street, Washington Court House, OH 43160	View Lobby Hours
Georgetown Branch	120 South Main Street, Georgetown, OH 45121	View Lobby Hours
Greenfield Branch	117-119 South Washington Street, Greenfield, OH 45123	View Lobby Hours
104 Jefferson Street Branch	104 Jefferson Street, Greenfield, OH 45123	View Lobby Hours
The Merchants National Bank	100 North High Street, Hillsboro, OH 45133	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.477%	6.375% 0.50 points $3,448 fees	$1,997	Learn More
NMLS ID: 1067	6.565%	6.490% 0.75 points $2,486 fees	$2,021	Learn More
NMLS ID: 401822	6.770%	6.625% 0.88 points $4,795 fees	$2,049	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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