The Northern Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Oakbrook Terrace Branch	One Oakbrook Terrace, Oak Brook Terrace, IL 60181	View Lobby Hours
Austin Branch	98 San Jacinto Blvd Suite 350, Austin, TX 78701	View Lobby Hours
Washington D.C. Branch	800 Connecticut Avenue, N.W., Suite 200, Washington, DC 20006	View Lobby Hours
Minneapolis Branch	80 S 8th St, Minneapolis, MN 55402	View Lobby Hours
Fort Myers Branch	7960 Summerlin Lakes Drive, Fort Myers, FL 33907	View Lobby Hours
Barrington Branch	770 West Northwest Highway, Barrington, IL 60010	View Lobby Hours
Delray Beach Branch	770 East Atlantic Avenue, Delray Beach, FL 33483	View Lobby Hours
Vero Beach Branch	755 Beachland Boulevard, Vero Beach, FL 32963	View Lobby Hours
Miami Branch	600 Brickell Avenue, Suite 2400, Miami, FL 33131	View Lobby Hours
New York Branch	40 West 57th Street, 21st Floor, New York, NY 10019	View Lobby Hours
Lakewood Ranch Branch	6320 Venture Drive, Lakewood Ranch, FL 34202	View Lobby Hours
Winnetka Branch	62 Green Bay Road, Winnetka, IL 60093	View Lobby Hours
Tanglewood Branch	600 Bering Drive, Houston, TX 77057	View Lobby Hours
Coral Gables Branch	595 Biltmore Way, Coral Gables, FL 33134	View Lobby Hours
San Francisco Branch	580 California Street Suite 1800, San Francisco, CA 94104	View Lobby Hours
Marin County Branch	575 Redwood Highway, Mill Valley, CA 94941	View Lobby Hours
Park Cities Branch	5540 Preston Road, Dallas, TX 75205	View Lobby Hours
Milwaukee Branch	526 E Wisconsin Ave, Milwaukee, WI 53202	View Lobby Hours
The Northern Trust Company	50 South Lasalle Street, Chicago, IL 60603	View Lobby Hours
San Diego Branch	4370 La Jolla Village Drive Suite 1000, San Diego, CA 92122	View Lobby Hours
Tampa Branch	425 North Florida Avenue, Tampa, FL 33602	View Lobby Hours
Naperville Branch	401 S. Main Street, Naperville, IL 60540	View Lobby Hours
Naples - Tamiami Trail Branch	4001 Tamiami Trail North, Naples, FL 34103	View Lobby Hours
Naples - Fifth Avenue Branch	405 Eighth Street South, Naples, FL 34102	View Lobby Hours
Catalina Foothills Branch	3450 East Sunrise Drive Suite 100, Tucson, AZ 85718	View Lobby Hours
Atlanta Branch	3282 Northside Pkwy Nw Ste 100, Atlanta, GA 30327	View Lobby Hours
Key Biscayne Branch	328 Crandon Boulevard Suite 101, Key Biscayne, FL 33149	View Lobby Hours
Boca Raton Branch	3100 North Military Trail, Boca Raton, FL 33431	View Lobby Hours
River Oaks Branch	2701 Kirby Drive, Houston, TX 77098	View Lobby Hours
Bonita Springs Branch	26790 South Tamiami Trail, Bonita Springs, FL 34134	View Lobby Hours
Lake Forest Branch	265 East Deerpath Road, Lake Forest, IL 60045	View Lobby Hours
Saint Ann Court Branch	2501 Harwood Avenue, Suite 2010, Dallas, TX 75201	View Lobby Hours
Silicon Valley Branch	2500 Sand Hill Road, Suite 150, Menlo Park, CA 94025	View Lobby Hours
Palm Beach Branch	250 Royal Palm Way, Palm Beach, FL 33480	View Lobby Hours
Phoenix Branch	2398 East Camelback Road Suite 1100, Phoenix, AZ 85016	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.755%	5.625% 0.75 points $4,571 fees	$1,843	Learn More
NMLS ID: 399799	6.102%	6.000% 0.75 points $3,667 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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