The Peoples Bank, Biloxi, Mississippi - Nationwide Branches

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Branch	Address	View Lobby Hours
Ocean Springs Branch	U.S. Highway 90, Ocean Springs, MS 39564	View Lobby Hours
Downtown Gulfport Branch	12020 Highway 49, Gulfport, MS 39503	View Lobby Hours
D'ibervlle-St. Martin Branch	Lemoyne Boulevard, Harrison County, MS 39532	View Lobby Hours
The Peoples Bank, Biloxi, Mississippi	Lameuse And Howard Avenues, Biloxi, MS 39533	View Lobby Hours
Money Center	727 Howard Ave, Biloxi, MS 39530	View Lobby Hours
Waveland Branch	470 Highway 90, Waveland, MS 39576	View Lobby Hours
Diamonhead Branch	4408 West Aloha Drive, Bay St. Louis, MS 39520	View Lobby Hours
Handsboro Branch	412 East Pass Road, Gulfport, MS 39507	View Lobby Hours
Armed Forces Retirement Home (Afrh)	1800 Beach Boulevard, Gulfport, MS 39501	View Lobby Hours
Bay St. Louis Branch	408 U.S. Highway 90, Bay Saint Louis, MS 39520	View Lobby Hours
Pass Christian Branch	301 East Second Street, Pass Christian, MS 39571	View Lobby Hours
Long Beach - Jeff Davis Avenue Branc	298 Jeff Davis Avenue, Long Beach, MS 39560	View Lobby Hours
Gautier Branch	2609 Highway 90, Gautier, MS 39553	View Lobby Hours
Saucier Branch	17689 Second Street, Saucier, MS 39574	View Lobby Hours
West Biloxi Branch	2560 Pass Road, Biloxi, MS 39531	View Lobby Hours
Cedar Lake Branch	1740 Popps Ferry Road, Biloxi, MS 39532	View Lobby Hours
Wiggins Branch	1312 South Magnolia Drive, Wiggins, MS 39577	View Lobby Hours
Downtown Gulfport Branch	1105 30th Avenue, Gulfport, MS 39501	View Lobby Hours
Keesler Branch	Third Street, Biloxi, MS 39530	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1067	6.211%	6.125% 0.88 points $2,925 fees	$1,945	Learn More
NMLS ID: 292473	6.232%	6.125% 0.50 points $3,643 fees	$1,945	Learn More
NMLS ID: 613839	6.393%	6.250% 0.88 points $4,851 fees	$1,971	Learn More
NMLS ID: 399799	6.497%	6.375% 0.88 points $4,262 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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