| Branch | Address | View Lobby Hours |
|---|---|---|
| Owego Fifth Avenue Branch | 923 State Route 17c, Owego, NY 13827 | View Lobby Hours |
| Candor Branch | 73 Main Street, Candor, NY 13743 | View Lobby Hours |
| Van Etten Branch | 6 Main Street, Van Etten, NY 14889 | View Lobby Hours |
| Waverly Branch | 436 Cayuta Avenue, Waverly, NY 14892 | View Lobby Hours |
| Endwell Office Branch | 510 Hooper Road, Endwell, NY 13760 | View Lobby Hours |
| Conklin Avenue Office Branch | 191 Conklin Ave, Binghamton, NY 13903 | View Lobby Hours |
| Newfield Branch | 183 Main Street, Newfield, NY 14867 | View Lobby Hours |
| Upper Front Street Office Branch | 1430 Upper Front Street, Binghamton, NY 13901 | View Lobby Hours |
| Upper North Avenue Branch | 1387 State Route 96, Owego, NY 13827 | View Lobby Hours |
| Vestal Branch | 1250 Vestal Pkwy East P.O. Box 1254, Vestal, NY 13850 | View Lobby Hours |
| Tioga State Bank | 1 Main Street, Spencer, NY 14883 | View Lobby Hours |