TrustCo Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Stuyvesant Plaza Branch	Western Avenue At Fuller Road, Albany, NY 12203	View Lobby Hours
Troy Branch	State Street And Fifth Avenue, Troy, NY 12180	View Lobby Hours
Mont Pleasant Branch	959 Crane Street, Schenectady, NY 12303	View Lobby Hours
Campbell West Plaza	141 W. Campbell Road, Rotterdam, NY 12306	View Lobby Hours
Maitland Branch	9400 Us Rt 17/92 Ste F, Maitland, FL 32751	View Lobby Hours
Orange City Branch	902 Saxon Blvd, Orange City, FL 32763	View Lobby Hours
Mechanicville Branch	9 Price Chopper Plaza, Mechanicville, NY 12118	View Lobby Hours
Lady Lake Branch	873 N Highway 27/441, Lady Lake, FL 32159	View Lobby Hours
Winter Springs Branch	851 E Sr 434, Winter Springs, FL 32708	View Lobby Hours
Lee Vista Blvd Branch	8288 Lee Vista Blvd, Orlando, FL 32829	View Lobby Hours
Monroe Branch	791 Rt 17m, Monroe, NY 10950	View Lobby Hours
Goldenrod Road Branch	7803 E Colonial Driv Suite 107, Orlando, FL 32807	View Lobby Hours
Winterhaven Branch	7460 Cypress Gardens Boulevard, Winter Haven, FL 33884	View Lobby Hours
Brunswick Branch	740 Hoosick Road, Troy, NY 12180	View Lobby Hours
Red Hook Branch	7391 S Broadway (Rt 9), Red Hook, NY 12571	View Lobby Hours
Clifton Country Road Branch	7 Clifton Country Road, Clifton Park, NY 12065	View Lobby Hours
Sweetwater Branch	671 North Hunt Club Rd, Longwood, FL 32779	View Lobby Hours
Northern Pines Road Branch	649 Rt 9 Intersection Of Northern Pines Rd And Maple Ave, Gansevoort, NY 12831	View Lobby Hours
Briarcliff Manor Branch	64 Rt 100, Briarcliff Manor, NY 10510	View Lobby Hours
Newton Plaza Branch	602 New Loudon Road, Latham, NY 12110	View Lobby Hours
Bradenton Fl Branch	5858 Cortez Rd W, Bradenton, FL 34201	View Lobby Hours
Hudson Branch	507 Warren Street, Hudson, NY 12534	View Lobby Hours
East Greenbush Branch	501 Columbia Turnpike, Rensselaer, NY 12144	View Lobby Hours
Bronxville Branch	5-7 Park Place, Bronxville, NY 10708	View Lobby Hours
Allendale Branch	5 Cheshire Rd, Suite 18, Pittsfield, MA 1201	View Lobby Hours
Westwood Plaza Branch	4942 W Sr46, Sanford, FL 32771	View Lobby Hours
Hoosick Falls Branch	47 Main Street, Hoosick Falls, NY 12090	View Lobby Hours
Colonial Drive Branch	4450 E Colonial Dr, Orlando, FL 32803	View Lobby Hours
Sun City Center Branch	4441 Sun City Center Blvd, Sun City Center, FL 33573	View Lobby Hours
Lee Branch	43park St, Lee, MA 1238	View Lobby Hours
Davenport Branch	42755 Rt27, Davenport, FL 33837	View Lobby Hours
Malta Mall Branch	43 Round Lake Road, Ballston Lake, NY 12019	View Lobby Hours
Crestwood Plaza Branch	415 Whitehall Rd, Albany, NY 12208	View Lobby Hours
Aloma Branch	4070 Aloma Ave, Suite 1000, Winter Park, FL 32792	View Lobby Hours
Downtown At Lake Eola Branch	400 E Pine St, Orlando, FL 32801	View Lobby Hours

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Reviews on TrustCo Bank

Mark Fitzpatrick | Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was with a bigger bank and once they took the business card stand away i pulled my account. Thank you trustco and your employees.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.772%	5.625% 1.00 points $5,166 fees	$1,843	Learn More
NMLS ID: 399799	6.102%	6.000% 0.75 points $3,676 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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