Two Rivers Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Lee County Bank	801 Avenue F, Fort Madison, IA 52627	View Lobby Hours
West Point Branch	504 Avenue D, West Point, IA 52656	View Lobby Hours
Drive In Branch	2501-05 Avenue L, Fort Madison, IA 52627	View Lobby Hours
Coralville Branch	3292 Ridgeway Drive, Suite A, Coralville, IA 52241	View Lobby Hours
Roosevelt Branch	909 Roosevelt Avenue, Burlington, IA 52601	View Lobby Hours
Ankeny Branch	802 Se Oralabor Road, Suite 126, Ankeny, IA 50021	View Lobby Hours
Iowa City Branch	551 Westbury Road, Iowa City, IA 52245	View Lobby Hours
New London Branch	503 West Main Street, New London, IA 52645	View Lobby Hours
Regency Branch	4500 Westown Parkway, West Des Moines, IA 50266	View Lobby Hours
Merle Hay Road Branch	4500 Merle Hay Road, Des Moines, IA 50310	View Lobby Hours
4320 Westown Parkway Branch	4320 Westown Parkway Ste 100, West Des Moines, IA 50266	View Lobby Hours
West Burlington Branch	1066 South Gear Avenue, W. Burlington, IA 52601	View Lobby Hours
Two Rivers Bank & Trust	222 North Main Street, Burlington, IA 52601	View Lobby Hours
Mediapolis Southeast Security Branch	105 Main Street, Mediapolis, IA 52637	View Lobby Hours
Mount Pleasant Branch	100 West Washington Street, Mount Pleasant, IA 52641	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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