Union Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Youngsville Branch	978 Us Highway 1, Youngsville, NC 27596	View Lobby Hours
Louisburg Branch	512 South Bickett Boulevard, Louisburg, NC 27549	View Lobby Hours
Henderson Office	1203 Dabney Drive, Henderson, NC 27536	View Lobby Hours
Roxboro Branch	1750 Durham Road, Roxboro, NC 27573	View Lobby Hours
Oxford Branch	108 College Street, Oxford, NC 27565	View Lobby Hours
New Bern Branch	513 Mccarthy Boulevard, New Bern, NC 28561	View Lobby Hours
Jacksonville Branch	118 Western Boulevard, Jacksonville, NC 28546	View Lobby Hours
Union Bank	1101 West Vernon Avenue, Kinston, NC 28501	View Lobby Hours
Red Banks Road Branch	1011 Red Banks Road, Greenville, NC 27858	View Lobby Hours
La Grange Branch	101 South Caswell Street, La Grange, NC 28551	View Lobby Hours
Creedmoor Main Street Branch	405 N. Main Street, Creedmoor, NC 27522	View Lobby Hours
Wilmington Branch	1427 Military Cutoff Road, Suite 210, Wilmington, NC 28403	View Lobby Hours
Goldsboro Ash Street Branch	2406 E Ash Street, Goldsboro, NC 27534	View Lobby Hours
Cary Branch	1405 Bradford View Drive, Suite 100, Cary, NC 27519	View Lobby Hours
Raleigh Branch	701 Mutual Court, Raleigh, NC 27615	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.231%	6.125% 0.50 points $3,627 fees	$1,945	Learn More
NMLS ID: 401822	6.494%	6.375% 0.63 points $3,995 fees	$1,997	Learn More
NMLS ID: 401822		points fees		Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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