United Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
The Woodbury Banking Company Branch	33 Jones Mill Road, Woodbury, GA 30293	View Lobby Hours
Williamson Branch	State Highway 362, Williamson, GA 30292	View Lobby Hours
Wal-Mart - Thomaston Branch	855 North Church Street, Thomaston, GA 30286	View Lobby Hours
Covington Branch	7200 Hwy 278, Covington, GA 30014	View Lobby Hours
Ingles Branch	625 South Highway 341, Barnesville, GA 30204	View Lobby Hours
First Coweta Bank Branch	61 Bullsboro Drive, Newnan, GA 30263	View Lobby Hours
505 South Hill Street Branch	505 South Hill Street, Griffin, GA 30223	View Lobby Hours
Locust Grove Ingles Branch	4908 Bill Gardner Parkway, Locust Grove, GA 30248	View Lobby Hours
United Bank	685 Griffin Street, Zebulon, GA 30295	View Lobby Hours
308 Thomaston Street Branch	308 Thomaston Street, Barnesville, GA 30204	View Lobby Hours
Madison Branch	256 North Maiin Street, Madison, GA 30650	View Lobby Hours
Thomaston Main Branch	215 North Center Street, Thomaston, GA 30286	View Lobby Hours
Ingles Branch	1735 Zebulon Road, Griffin, GA 30224	View Lobby Hours
Northside Branch	1500 West Mcintosh Road, Griffin, GA 30223	View Lobby Hours
Jackson Branch	150 Covington Street, Jackson, GA 30233	View Lobby Hours
West Taylor Street Branch	1340 West Taylor Street, Griffin, GA 30223	View Lobby Hours
Bolingbroke Branch	10788 Estes Road, Macon, GA 31210	View Lobby Hours
Monroe County Bank Branch	1 East Main Street, Forsyth, GA 31029	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.600%	6.490% 0.88 points $3,679 fees	$2,021	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 6606	6.721%	6.625% 1.00 points $3,181 fees	$2,049	Learn More
NMLS ID: 3030	7.589%	7.500% 0.88 points $2,800 fees	$2,238	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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