United Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Summerdale Branch	Sw 1st Street, Summerdale, AL 36580	View Lobby Hours
Flomaton Branch	College Street And U.S. Highway 29, Flomaton, AL 36441	View Lobby Hours
Bay Minette Branch	615 Mcmeans Avenue, Bay Minette, AL 36507	View Lobby Hours
Berryhill Road Branch	5907 Berryhill Road, Milton, FL 32570	View Lobby Hours
Mckenzie Branch	516 South Mckenzie Street, Foley, AL 36535	View Lobby Hours
Frisco City Branch	4285 Bowden Street, Frisco City, AL 36445	View Lobby Hours
Bay Minette Branch	404 Courthouse Square, Bay Minette, AL 36507	View Lobby Hours
Pace Fl Branch	3615 Hwy 90, Pace, FL 32571	View Lobby Hours
Lillian Branch	34354 U.S. Highway 98, Lillian, AL 36549	View Lobby Hours
Spanish Fort Branch	30500 Highway 181, Suite 100, Spanish Fort, AL 36527	View Lobby Hours
Broad Street Branch	21950 Broad Street, Silverhill, AL 36576	View Lobby Hours
United Bank	200 East Nashville Avenue, Atmore, AL 36502	View Lobby Hours
Lindberg Avenue Branch	164 Lindbert Avenue, Atmore, AL 36502	View Lobby Hours
Monroeville Branch	1588 S. Alabama Avenue, Monroeville, AL 36460	View Lobby Hours
Jay Fl Branch	14038 Alabama Street, Jay, FL 32565	View Lobby Hours
Magnolia Springs	12512 County Road 49, Foley, AL 36535	View Lobby Hours
Greensboro Branch	1120 Main Street, Greensboro, AL 36744	View Lobby Hours
Loxley Branch	1059 W Loxley Ave, Loxley, AL 36551	View Lobby Hours
Messenger Service Branch	200 East Nashville Avenue, Atmore, AL 36504	View Lobby Hours
Brewton Branch	821 Douglas Avenue, Brewton, AL 36426	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.496%	6.375% 0.63 points $4,072 fees	$1,997	Learn More
NMLS ID: 1067	6.562%	6.490% 0.75 points $2,400 fees	$2,021	Learn More
NMLS ID: 613839	6.649%	6.500% 1.00 points $4,985 fees	$2,023	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

United Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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