United Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Sabetha Branch	935 Main Street, Sabetha, KS 66534	View Lobby Hours
West Crawford Branch	726 West Crawford, Clay Center, KS 67432	View Lobby Hours
United Bank & Trust	823 Broadway, Marysville, KS 66508	View Lobby Hours
Beattie Branch	722 Main Street, Beattie, KS 66406	View Lobby Hours
Drive-In Facility	602 North Street, Seneca, KS 66538	View Lobby Hours
Paramount Branch	511 Paramount St, Sabetha, KS 66534	View Lobby Hours
Seneca Branch	502 Main Street, Seneca, KS 66538	View Lobby Hours
Clay Center Branch	502 Lincoln Ave, Clay Center, KS 67432	View Lobby Hours
Linn Branch	300 Fourth Street, Linn, KS 66953	View Lobby Hours
229 C Street Branch	229 C Street, Washington, KS 66968	View Lobby Hours
Concordia Branch	2010 Lincoln Street, Concordia, KS 66901	View Lobby Hours
203 North 18th Branch	203 North 18th Street, Marysville, KS 66508	View Lobby Hours
Tuttle Creek Blvd Branch	2000 N. Tuttle Creek Blvd, Manhattan, KS 66502	View Lobby Hours
Claflin Road Branch	1800 Claflin Road, Manhattan, KS 66502	View Lobby Hours
Sabetha Motor Branch	105 Washington Avenue, Sabetha, KS 66534	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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