United Community Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Ingles Supermarket Branch	5679 Appalachian Highway, Blue Ridge, GA 30513	View Lobby Hours
United Community Bank Of Gilmer Coun	558 Industrial Boulevard, Ellijay, GA 30540	View Lobby Hours
Murryaville Office Branch	5504 Thompson Bridge Road, Murrayville, GA 30564	View Lobby Hours
Bakersville Main Branch	54 Mitchell Avenue, Bakersville, NC 28705	View Lobby Hours
Southern Community Bank Branch	525 North Jeff Davis Drive, Fayetteville, GA 30214	View Lobby Hours
Quillian Corner Office	5215 Dahlonega Highway, Clermont, GA 30527	View Lobby Hours
Midway Office Branch	5125 Atlanta Highway, Alpharetta, GA 30004	View Lobby Hours
Lost Mountain Crossing Branch	5100 Dallas Highway, Powder Springs, GA 30127	View Lobby Hours
Etowah Branch	50 United Bank Drive, Etowah, NC 28729	View Lobby Hours
Locust Grove Branch	4970 Bill Gardner Parkway, Locust Grove, GA 30248	View Lobby Hours
Madisonville Branch	4930 New Highway 68, Unit C, Madisonville, TN 37354	View Lobby Hours
Villa Rica Branch	485 W. Bankhead Highway, Villa Rica, GA 30180	View Lobby Hours
Clarkesville Branch	468 West Louise Street, Clarkesville, GA 30523	View Lobby Hours
North Oconee Street Branch	4425 North Ocoee Street, Cleveland, TN 37312	View Lobby Hours
North Point Branch	4365 Browns Bridge Road, Cumming, GA 30041	View Lobby Hours
Buford Lanier Community Branch	4356 South Lee Street, Buford, GA 30518	View Lobby Hours
Ucb North Georgia Branch	4000 Appalachian Highway, Blue Ridge, GA 30513	View Lobby Hours
Brackett's Way Branch	391 Brackett's Way, Blairsville, GA 30512	View Lobby Hours
South Hall Office	3785 Mundy Mill Road, Oakwood, GA 30566	View Lobby Hours
Sixes Road Branch	3781 Sixes Road, Canton, GA 30114	View Lobby Hours
Embry Hills Branch	3310 Henderson Mill Road, Atlanta, GA 30341	View Lobby Hours
Cherokee Branch	3273 U.S. Highway 441 North, Whittier, NC 28789	View Lobby Hours
Rome Branch	307 East 2nd Avenue, Rome, GA 30162	View Lobby Hours
Gainesville Branch	311 Jesse Jewell Parkway, Gainesville, GA 30501	View Lobby Hours
Burnsville Branch	291 East Us Highway 19e, Burnsville, NC 28714	View Lobby Hours
Mt Berry Branch	2760 Martha Berry Highway, Rome, GA 30165	View Lobby Hours
Franklin Branch	257 East Main Street, Franklin, NC 28734	View Lobby Hours
Cleveland Main Branch	2525 Keith Street, Cleveland, TN 37312	View Lobby Hours
East Hendersonville Branch	2520 Chimney Rock Road, Hendersonville, NC 28792	View Lobby Hours
St. Simons Office Branch	2461 Demere Road, St. Simons Island, GA 31522	View Lobby Hours
Savannah Branch	27 Bull Street, Savannah, GA 31401	View Lobby Hours
Sullivan Road Branch	2245 East Highway 34, Newnan, GA 30265	View Lobby Hours
First Bank Of The South Branch	2230 Riverside Parkway, Lawrenceville, GA 30043	View Lobby Hours
Kingston Branch	223 North 3rd Street, Kingston, TN 37763	View Lobby Hours
Victory Drive Branch	2225 East Victory Drive, Savannah, GA 31404	View Lobby Hours

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Reviews on United Community Bank

raymond denmark | Nov 5, 2018

1years

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.772%	5.625% 1.00 points $5,166 fees	$1,843	Learn More
NMLS ID: 613839	6.020%	5.875% 1.00 points $5,020 fees	$1,893	Learn More
NMLS ID: 399799	6.102%	6.000% 0.75 points $3,676 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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