United Community Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
430 W Jackson St Branch	430 West Jackson Street, Macomb, IL 61455	View Lobby Hours
190 E Hurst Branch	190 East Hurst, Bushnell, IL 61422	View Lobby Hours
Macomb East Branch	1700 East Jackson Street, Macomb, IL 61455	View Lobby Hours
109 East Depot Street Colchester Bra	109 East Depot Street, Colchester, IL 62326	View Lobby Hours
Auburn Facility	West Jefferson Street And State Route 4, Auburn, IL 62615	View Lobby Hours
Elkhart Branch	120 Governor Oglesby Street, Elkhart, IL 62634	View Lobby Hours
Mechanicsburg Facility	600 West Main St., Mechanicsburg, IL 62545	View Lobby Hours
Springfield Br	3200 West Iles Avenue, Springfield, IL 62711	View Lobby Hours
Lincoln Branch	2201 Woodlawn Road, Suite 100, Lincoln, IL 62656	View Lobby Hours
Northender Money Center Facility	2120 North Peoria Road, Springfield, IL 62702	View Lobby Hours
Chatham Road Facility	120 South Chatham Road, Springfield, IL 62704	View Lobby Hours
Sherman Village Center	120 Illini Boulevard, Sherman, IL 62684	View Lobby Hours
Hudson Branch	105 West Franklin, Hudson, IL 61748	View Lobby Hours
Bunker Hill Plaza Bank Facility	Route 159 And South Franklin, Bunker Hill, IL 62014	View Lobby Hours
Auburn Plaza	790 East Jackson Street, Auburn, IL 62615	View Lobby Hours
Stevenson Drive Branch	700 Stevenson Drive, Springfield, IL 62703	View Lobby Hours
Pawnee Main Branch	619 Fifth Street, Pawnee, IL 62558	View Lobby Hours
Bruns Lane Branch	617 Bruns Lane, Springfield, IL 62702	View Lobby Hours
Carlinville Branch	404 North Broad Street, Carlinville, IL 62626	View Lobby Hours
Greenfield Branch	402 Main Street, Greenfield, IL 62044	View Lobby Hours
Gillespie Main Branch	301 South Macoupin Street, Gillespie, IL 62033	View Lobby Hours
United Community Bank	301 North Main Street, Chatham, IL 62629	View Lobby Hours
Divernon Branch	200 Reichert Road, Divernon, IL 62530	View Lobby Hours
Roodhouse Facility	215 South Morse Street, Roodhouse, IL 62082	View Lobby Hours
Winchester Branch	21 East Market, Winchester, IL 62694	View Lobby Hours
Operations Center	200 North Fifth Street, Auburn, IL 62615	View Lobby Hours
Springfield Montvale Plaza Branch	1900 West Iles Avenue, Springfield, IL 62704	View Lobby Hours
Bunker Hill Main Branch	129 North Washington, Bunker Hill, IL 62014	View Lobby Hours
Loami Facility	102 Church Street, Loami, IL 62661	View Lobby Hours
Pittsfield Branch	1 Professional Plaza, Pittsfield, IL 62363	View Lobby Hours
Farmers State Bank Of Camp Point Bra	206 East Wood, Camp Point, IL 62320	View Lobby Hours
Golden State Bank - Branch	321 Quincy Street, Golden, IL 62339	View Lobby Hours
Mount Sterling Br	101-103 East Main Street, Mount Sterling, IL 62353	View Lobby Hours
Carthage Br	410 Buchanan, Carthage, IL 62321	View Lobby Hours
Marine Bank & Trust Branch	507 Main Street, Augusta, IL 62311	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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