United Southern Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Lake Port Square Branch	900 Lake Port Square Boulevard, Leesburg, FL 34748	View Lobby Hours
United Southern Bank	750 North Central Avenue, Umatilla, FL 32784	View Lobby Hours
Downtown Leesburg Office	515 W. Main St., Leesburg, FL 34748	View Lobby Hours
Lakeview Terrace Office	331 Raintree Drive, Altoona, FL 32702	View Lobby Hours
Leesburg Branch	27524 U.S. Highway 27, Leesburg, FL 34748	View Lobby Hours
Eustis Branch	2701 South Bay Street, Eustis, FL 32726	View Lobby Hours
Lady Lake Branch	224 South Us 27, Lady Lake, FL 32159	View Lobby Hours
Astor Branch	24510 State Road 40, Astor, FL 32102	View Lobby Hours
Mount Dora Branch	19010 Us Hwy 441, Mount Dora, FL 32757	View Lobby Hours
Clermont Branch	1510 East Service Road 50, Clermont, FL 34711	View Lobby Hours
Villages Office	13609 Us Hwy 441, Lady Lake, FL 32159	View Lobby Hours
Tavares Branch	1303 North New Hampshire Avenue, Tavares, FL 32778	View Lobby Hours
Lisbon Branch	10021 County Road 44-West, Leesburg, FL 34788	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.872%	5.750% 0.75 points $4,277 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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