Unity Bank of Mississippi - Nationwide Branches

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Branch	Address	View Lobby Hours
First State Bank	146 W College Avenue, Holly Springs, MS 38635	View Lobby Hours
Craft Street Branch	615 Highway 7 South, Holly Springs, MS 38635	View Lobby Hours
Mount Pleasant Branch	53 Taska Road, Mount Pleasant, MS 38649	View Lobby Hours
Ashland Branch	Route 2 And Highway 5, Ashland, MS 38603	View Lobby Hours
Hickory Flat Branch	Highway 178, Hickory Flat, MS 38633	View Lobby Hours
Merchants & Farmers Bank	650 Highway 7 South, Holly Springs, MS 38635	View Lobby Hours
Byhalia Branch	523 Highway 309 South, Byhalia, MS 38611	View Lobby Hours
Merchants And Farmers Bank Loan Prod	501 Heritage Drive, Oxford, MS 38655	View Lobby Hours

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Reviews on Unity Bank of Mississippi

Tommy noe | Oct 23, 2022

Unity bank of ms absolutely sucks...my paycheck is deposited on Friday butt they hold it till Monday never. Had that with any other bank....

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2578474	5.840%	5.750% 0.63 points $3,130 fees	$1,868	Learn More
NMLS ID: 2059741	5.939%	5.875% 0.75 points $2,230 fees	$1,893	Learn More
NMLS ID: 401822	6.128%	6.000% 0.75 points $4,395 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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